How do they work? Do students pay for everything out of pocket? Tuition covers? 1/2 & 1/2?
Any input is greatly appreciated but in particular I am considering USA-San Marcos.
Well, I know people who have stayed in hotels but here are a few hints to finding somewhere to live:
- Try craigslist in the region
- Go on the internet and search the rental section of the towns (and neighboring towns) newspaper where you will be
- As the person above said, ask the schools nearby
- Call your clinical site and see if anyone there knows anyone who has a room open
- Try and see if you can find a friend of a friend of a friend you might be able to stay with (my friend did this in Baltimore, MD and saved herself a buttload of money)
- If anyone you go to school with lives near your clinical or has family nearby see if they can arrange for you to stay with them
- If you do find a rental and the landlord is not sure he wants a short term tenant offer him the option of adding their place onto your schools list of places that people have stayed. If you reason with them they will realize that being on the list means twice a year somebody is going to start calling looking for somewhere to live. The landlord of the apartment I am staying at right now was a little skeptical but when I told them that they seemed happy knowing they would always have someone who really needed somewhere to stay
- If it does come down to a hotel you can work with the managers and sometimes they will give extended rates. Also, you might be able to get a part time job helping out with menial tasks like laundry at the hotel, if anything just to help pay some of your bills.
As far as loans, some people take out extra and some don't. My parents are helping me but I am in my last rotation right now and I am finishing up with 100k in debt so I took out an extra 4 thousand for cost of living. I mean whats an extra 4k onto 100k. Sigh. If you are able to work over breaks I suggest you save for your clinicals, as that helps too.
Hope this helps a little bit! Good luck!
I have been told that it is possible to have 50-75% of clinicals out of state, plane ride away.....this just equals more and more money to get the DPT on top of the absurdly unrealistic cost of tuition for a starting salary of 65k.
I think its absolutely ridiculous that PT schools don't give students a stipend if they make them relocate away from either the school proximity or their home proximity....we already pay a crazy high tuition, the clinical stipend should be built into that...every student should get a stipend of $2000 per clinical or something like that
edit... just read this on Chatham's website, so I'm not crazy 😉
"Affiliations with approximately 500 clinical facilities provide the students with a variety of selections. A large portion of the affiliations are concentrated in the Western Pennsylvania area, but many are located throughout the United States. Some students have also had the opportunity to go abroad for a clinical experience. "
You may want to double check this with Chatham. Things may have changed since, but when I applied there they were requiring that you did a 7 week full-time clinical out of the area. They had even suggested starting to talk to family/friends out of state so you could pick a location where you could stay with someone for free/cheap. I never actually saw this requirement printed anywhere, but I talked to numerous faculty about it. Like I said though, maybe things have changed in the last few years.
Fly there? No rental car unless you shell out tons of money. Not to mention a lot of students are under 25 so that raises a car rental issue.
Hotel @ a modest $60 a night x 7 weeks x 7 days = Around 3k
Can you cook in the hotel if not gotta eat out.. = 1k (if you eat crap)
Flight there and back - 500 if your lucky...
Probably come out to an extra 5k per distance clinical...
Someone please tell me I am wrong.
Well..you can easily cut that in half depending on where you go.
First - Don't stay in a hotel -- find a place you can sublet -- odds are you're looking at a range of $400-$700/mth (again, HIGHLY depends on where you end up, but I guarantee this will be a cheaper option than staying in a hotel).
So this puts "rent" costs at $800-1400 for the 7 weeks. At the same time, try to sublet YOUR place/room and you might just break even there! Or even come out on top if you are doing your affiliation in a city w/ lower costs of living.
Second - now that you are subletting a place, yay for at home cooking! Saves you money right there.
Third - I find the $500 flight for there/back definitely arguable, as I know it's possible to fly cross-country for $300 if you are willing to take the lame flight times and you hunt for those tickets. Now, $500+ is definitely a reasonable estimate for travel expenses if you also take into consideration cost of traveling between your place of residence and the clinic.
Hope that gives you another perspective!