There are a few things about this issue that kind of blow my mind. First of all, I have nothing against any URM physicians. I think that anyone who desires to be a doctor, passes their classes, passes their boards, and effectively treats patients is a good doctor in my books.
I think that, given the uniqueness of medical school admissions and the goals of medical schools in general, there are challenges that are presented. I think that the URM system is broken, which is evident by URM populations still being underserved, despite years and years of medical schools graduating classes with URM physicians.
I think the source of the issue though starts out with things I saw in grade school. We used to have motivational speakers come in. Some of them were either African American or Hispanics that went from poverty to graduating from Ivy League institutions. There was a recurring theme here though:
ESCAPE. None of these people went back to their communities. In fact, we all admired their
escape from the communities. For a lot of URMs that come from dire circumstances, I'm certain that they would rather escape and never come back, which is the opposite of what medical schools want.
The other thing that blows my mind is how pre-meds view being pre-med as a meaningful journey, versus being a means to an end. Okay seriously, so if you spent all this time in college doing everything related to pre-med, but then never made it to medical schools after reapplying over multiple cycles, would you serious say: "Well, I'm so happy I did this because I had a meaningful journey."

Oh please, this is absolutely ridiculous.
I find it very strange that there is so much focus on all the stuff that doesn't matter, versus caring about the end result. So here's where things get kind of weird. Apparently no one has any problems with any non-URM student picking up a laundry-list of activities that they don't give two ***** about and sure as hell would have never done in the first place ("ZERO to Mother Teresa" applicant). But if you have a URM that has no intentions of serving in the URM community but picks up activities to help their application, everyone cries foul! The URM is vilified.
So let me get this straight. It's perfectly fine for a non-URM to portray themselves as a bleeding heart applicant that desperately wants to help the poor in order to help their application, yet it's a crime against humanity if a URM picks up some activities in the community to help their application. We're all pre-meds, and we all have one ultimate goal, and that's to get into medical school.
Why would anyone not do everything in their power to get in? URMs are just like us, they want to get into medical school too, whether they are impoverished from the South Side of Chicago, or a millionaire from Beverly Hills. I used to work with a "real" African-American, since he was born in Ghana and moved to the US. He used to be pre-med, and said he would pick up activities in the African American community because it would help his application. And for those of you that don't know, there is usually animosity between African immigrants and the African American population in the US.
Ultimately though, the question is whether they will serve in the URM community or not. Based on what I've seen in grade school, a lot of people that grew up in dire conditions will do anything they can to leave. Medical schools want the opposite, and I'm sure in some cases they get it. However, given the fact that URM communities are still underserved, it does show one thing.
As bad as it sounds, a lot of these places are just not desirable to practice in. This is why so much incentive needs to be given to have people practice in underserved areas or become primary care physicians. People just won't go where things are less desirable in most cases. It's just the way it is.
And in the end, I have no right to judge any URMs for any reason. Anyone who gets into medical school and passes everything has the right to be there. Even if URMs gamed the system, we have absolutely
NO RIGHT to criticize them. Because after all, we all game the system in one way or another, and we would be hypocrites to judge any URMs for doing the very same thing that we do. If everyone pursued only a genuine journey, then a whole lot of people would not get into medical school.
Clearly the issue is not black and white, no pun intended. At the end of the day, regardless of one's initial intentions, people will pass medical school, the boards, and become physicians. One's skin color, height, weight, gender, religion, or any other factor will have no bearing on this.