Most of the templates I've seen are geared toward people who have a monthly income, but as a grad student I'll have a $0 income and be living on loans. Either way, do any of yall have an excel spreadsheet or google doc template that you like and can recommend?
Does anyone have a budgeting template that they like?
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Mint...just classify your loan disbursement as “income” and stay within your means. You could even put your disbursements in a savings account and have a monthly, biweekly, or weekly transfer that you classify as cost of living allowance and budget from there
