...Do you know the exact title of your super-secret status?...
I was being facetious about "super-secret" (think
Animal House). I didn't mean to offend. I didn't elaborate about the student status because I posted about it elsewhere in
this thread.
At least at my school, people take academic leave because of personal tragedies or academic remediation. I was told by my dean that if I took academic leave and 5 years to finish my degree, I would look (on
ERAS) like a 5-year student, and a residency would consider it a red flag until proven otherwise. If I just decided to not enroll or something similar, this is considered "a break in my education," and ERAS would force me to explain it. Throw in the changes to loans, and you get why enrollment status is important.
My school has sent a small, steady stream of kids to these year-off programs, so they came up with a specific status for us (something like "independent study"). You take the time off, are considered a full-time student, but loans don't change, and no tuition is charged. In addition, on ERAS, it would show that I went through exactly 4 years of MD classes and that there was no break in my education, so I would be considered a US senior, the demographic that has the best chances in the
Match.
Will residencies be able to see the dates? Yes. Is it some hand-waving? Sure. But the major mechanisms of sorting out "bad applicants" (LOA, breaks in education) are avoided.
From your post, it sounds like your financial aid office doesn't know what's going on. But remember, you're not unique - many other people have participated in these programs before (or taken time off to get an MPH or MS). So this problem
has come up before and has been
solved before. You just need to ask around. Start with your deans. Everyone has to ask for their permission before taking time off anyways, so your deans will have come across this problem before.
...I have attached an interesting article that I found on medscape about taking a year off between medical school and residency...
Thanks for the articles, and I agree with the points in your post.