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That actually is the difference. The ADA definition of disability is "looser" than the definition for SSDI. Case in point that workplace accommodations require an ADA-defined disability but obviously those people are trying to work, not to be declared permanently disabled.I guess I don't see much difference in filling out a legal document that supersedes certain rules for animal occupancy, than filling out paperwork similarly for SSDI.
The fair housing act uses basically the same language regarding disability-related need although does not as affirmatively proscribe what the licensed professions must do when a patient requests an ESA letter. My most recent template version basically stated "the patient believes their pet helps during acute episodes of illness" which was my hedged way of stating disability-related need without myself affirmatively saying I agree with it. But that seems to skirt the state statutes.This is enshrined in federal law so I wouldn't get too bogged down with what your state laws have to say.