From those that may have experience and are already in their fellowships or residents about to enter a fellowship how did you decide when to go into fellowship? Does it hurt you if you wait a few years to go into a MFM fellowship? Or, would it be wise to get some loans paid off and some private practice experience and then go for the fellowship. I haven't found to much research based on if it is something that you should consider or not consider. I just don't want to make a decision and ruin chances of getting into a fellowship if I take a few years off after residency.