10+ Year Member
5+ Year Member
Oct 4, 2007
Hey all,

I am very new to the financial aid process, so I had a few questions I was hoping you guys might be able to help me with.

1) Does it matter that much which lender you go with? For example, my school's preferred lenders include Citi, Wells Fargo, EDamerica, and Access Group...are any of these considered better than others? Looking over the terms, they seem mostly the same to me, so I was wondering if anybody else could give their 2 cents.

2) Should I opt to pay the unsubsidized interest while I am an school even though it will force me to burn through the little savings I have left, or should I just not pay it while I'm in school and just pay it off later? Any advice on this?

Any advice or input would be very helpful. Thanks!