So I'm about to start what will (hopefully) be my last year of college. I'm at a pretty good state university, which I guess looks good, but as we all know... you can't do squat with a bachelor's in psychology. Thus, I plan on applying to a PsyD program, since I want to ultimately be able to have my own practice. Just to be able to be my own boss, you know? However, I realize there is a very real possibility that I won't get into such a program. Although I plan on improving my grades as much as I can this year, I've never been a top student... and not gonna lie, I'm really not that bright. But I've come to realize that at least a master's degree will be necessary to have some sort of meaningful career in the mental health field. So I figure I should consider a few backup options incase I don't get into a PsyD program. I've thought about an MSW, but I'm not quite sure - when you say you are a "social worker", people usually think that means you work for a state agency. But you can also work independently, right? And I imagine that would mean you make more money than for the government. Is this true? Also, there's the MEd - I know you can get one in Marriage and Family Therapy. But I read somewhere that MFT's make an average of around $44,000 a year, whereas clinical psychologists make around $64,000 (both are WAY underpaid in my opinion!) Is this true as well? I hope you realize I'm not one of those people who is "in it for the money" (believe me, if I was, I would have picked a COMPLETELY different career!) But I want to be able to provide for my family when I have one - and honestly, I can't see myself doing anything else. But in terms of both the money spent on education, as well as the money which you ultimately make, which is the best option - PsyD, MSW, MEd, or something entirely different? Or is it all up to the individual? Thanks!