Up until a week ago, I was certain that after graduating from St John's College in Annapolis, MD this spring I would complete the necessary pre-req classes at the University of Maryland, enrolled as a second-degree seeking student (so I could get financial aid, among other things). However, after a long conversation with my parents, I've decided I'll probably apply for at least two structured post-baccalaureate programs, probably the ones at Goucher and Hopkins, and possibly others (though I would strongly prefer to stay in Maryland). For people who have done post-bacc programs at these expensive private institutions, how did you finance it? And what work did you get after completing your post-bacc that allowed you to pay your loans during the gap year? Because I already took two years off in the middle of my undergraduate career, I'm going to have some loans come due the moment I stop being a full-time student. I'm also worried about my ability to pay off 50,000 dollars worth of private loans from a private institution, during the gap year. Thoughts?