Health insurance in dental school

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Yeezus

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If everything works out as planned this application cycle I will be entering dental school August 2016. I will be 26 years old making me no longer eligible to reap the benefits of my parents insurance plan. How does health insurance work in dental school?

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The school I'm going to added it to our fafsa. It was $2500 and we have the option to sign a waiver if we don't need it.
 
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