How much of a pay cut would you take to leave CVS?

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Do you compound weird products? How do you get enough margin to pay your salary and make a profit as a business?

Edit: and you said you waive all low copays ($10 or less), right?

We used to compound a lot of creams but the audits became a pain in the ass so they changed it to looking for high margin scripts.

The owner has about 6 pharmacies so they treat all of the pharmacies as one big business rather than 6 individual businesses. I know the pharmacists at the two busier stores get paid less than me simply because of exp years. 3 years ago this guy was only giving me $45/hr 1099.
 
That's the thing. The owners don't have to look for coverage for Friday and Saturday every week.

Because of that they give me the extra 2800 a month in cash.

So, 110k plus 33k to fill on average 350 scripts a week, pretty good deal.

Jeez, 2800 in CASH? That's proly 4,500 if you had to pay taxes like everyone else. I don't even know what I would do with that much in cash. Proly buy a lot of lottery tickets.
 
So maybe a question for HR, but thought I'd ask here anyway. Does anyone know how long insurance would last when you (voluntarily) resign with CVS? Does it end the following day/pay period/month/etc.? My benefits with the new job wouldn't start until after 60 days of active service, and I am trying to avoid COBRA which is rather expensive.
 
CVS cut me off as soon as I officially worked my last shift. They wouldn't even let me 'extend' employment by letting me use my vacation time.

If you are ok going uninsured until benefits kick in, you are allowed to have 2 months per calendar year without insurance penalty free from what I understand.
 
So maybe a question for HR, but thought I'd ask here anyway. Does anyone know how long insurance would last when you (voluntarily) resign with CVS? Does it end the following day/pay period/month/etc.? My benefits with the new job wouldn't start until after 60 days of active service, and I am trying to avoid COBRA which is rather expensive.
Not CVS specific: When I left my position with a company, my insurance ended the last day of that month, and then I was given the option to Cobra beyond that.

Since you're changing employment, you're eligible to sign up for healthcare on the marketplace, regardless of open enrolment. Cobra sucks. I found an equivalent plan to my employer's on the marketplace. Cobra price was around $2500 a month. Marketplace plan (family of 4) was about $1250 a month.
 
If you are ok going uninsured until benefits kick in, you are allowed to have 2 months per calendar year without insurance penalty free from what I understand.
My understanding was the IRS wasn't going to enforce the penalties anyway. It's part of the plan to cripple the ACA.
 
No, don't leave the hospital.

The main negative here is there is no retirement, no 401k, etc. And the owner apparently hit it big on Bitcoin recently so I've been seeing the guy less and less.
What are you waiting for? Buy out his pharmacy
 
Do it---you won't regret it! CVS is a hell hole! Been there---done that!


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I left CVS and took a $30k paycut and never looked back. So much happier now. Life will work itself out. IMO, you should take it and never look back.
where are you working now, may i ask? i'm looking to be happier in my career after busting my butt in retail for the past 10 years...
 
The best thing to do is stay with CVS per diem. Do not ever throw that job away. I will be honest. I have seen many independent pharmacies close down, or close door pharmacies lose their contracts and lay off pharmacist and technicians. Also gotta ask yourself. Will the experience from this new job make you grow so you can apply to somewhere else that has better job security? Also, if **** hits the fan, can your wife or parents foot your living cost?
 
I left CVS and took a $30k paycut and never looked back. So much happier now. Life will work itself out. IMO, you should take it and never look back.

Same. except wags, at first it wasnt 30k but now with my reduction to 32 hours it certainly is. I still wouldnt go back for the money though at this point. I either work 5 or 1.5 days per 7 days and it has been amazing to basically work 1 day every other week and have zero stress really

I really think it depends on your situation though, outside of work i have manageable bills, dual income because married, and my student loans are very close to being paid off so I didnt take the hit as hard as some might.

If i had like 100K + in loans or something crazy i prob would not do it unless i was very miserable
 
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