You really can't compare the quality of education between the schools because no one here has attended dental school at BOTH programs. The best we can do is inform you about one school or the other and you can make your own inferences from that.
Yes they say most of your "learning" actually occurs during your first year of dental school, but some schools will prepare you better than others. I felt very confident working on my own right after graduating dental school. I definitely learned more in practice, but my education helped make my adjustment to real world dentistry somewhat easier. Example. I've read several posts in the dental section where students were asking how to do a workup on a patient who was medically compromised and what considerations they needed to take into account before beginning treatment. This I learned in dental school long before I touched a real patient, and I was surprised that someone actually had to ask this.
In the end, I would choose happiness over money. Sure you save 100k when all is said and done. But if you aren't happy with where you are, it negatively impacts your performance whether in the classroom or outside of the classroom. You're suffering enough with all the pressure dental school puts on you, but if the people around you and the environment you live in makes you miserable, it's going to be a horrible four years.