HPSP Questions

[Succubus]

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I am considering the HPSP scholarship, for the navy, my question is: Can you work a job during the school year? And do you need approval from someone to work it?

I know about USU, but if I can't work during the school year than that makes USU more attractive to me since I am going to make the military a career anyways (job isn't in Maryland).

I also have the GI bill from prior service, not planning to use it for undergrad, so I could pay a public medical school easily.

 

[Perrotfish]

I am considering the HPSP scholarship, for the navy, my question is: Can you work a job during the school year? And do you need approval from someone to work it?

Except for the 45 days you're on active duty you're in the reserves and don't even technically need to ask anyone's permission to work. That being said very few medical students find working in a school a viable option During the first two years its difficult to make it work with the amount of studying you need to do. During the second two years your time isn't your own, and your schedule is insanely variable.

I know about USU, but if I can't work during the school year than that makes USU more attractive to me since I am going to make the military a career anyways (job isn't in Maryland).

If the goal is to hit retirement, consider the HSCP scholarship. Its a very small navy program where you're paid as active duty during medical school. They don't pay your fees, they just pay you as an E7 and you pay for school out of your paycheck. The key thing about that scholarship is that time accumulates towards retirement in medical school, rather than just in residency and payback, so you get to retire 4 years faster.

I also have the GI bill from prior service, not planning to use it for undergrad, so I could pay a public medical school easily.

Similar to above: paying for medical school on your own is usually the better option, since it doesn't force you into the military match and the civilian match usually gives you better/more stable odds and more potential locations to match at. However the one positive thing about the HPSP/HSCP/USUHS route into medical school is that it allows you to enter the military match, which allows you accumulate time towards retirement IN residency. If you have a LOT of prior service (more than one tour) and are almost certain you want stay in until you hit 20 years then a military residency becomes a comparatively better deal. With HSCP and a military residency you could have at least 7 years towards retirement before you even start paying back your obligation. Also you can keep the GI bill and transfer it to a dependent. If you have kids, or a spouse who wants to go to school, that's a pretty significant benefit

 

[Succubus]

Except for the 45 days you're on active duty you're in the reserves and don't even technically need to ask anyone's permission to work. That being said very few medical students find working in a school a viable option During the first two years its difficult to make it work with the amount of studying you need to do. During the second two years your time isn't your own, and your schedule is insanely variable.


If the goal is to hit retirement, consider the HSCP scholarship. Its a very small navy program where you're paid as active duty during medical school. They don't pay your fees, they just pay you as an E7 and you pay for school out of your paycheck. The key thing about that scholarship is that time accumulates towards retirement in medical school, rather than just in residency and payback, so you get to retire 4 years faster.




Similar to above: paying for medical school on your own is usually the better option, since it doesn't force you into the military match and the civilian match usually gives you better/more stable odds and more potential locations to match at. However the one positive thing about the HPSP/HSCP/USUHS route into medical school is that it allows you to enter the military match, which allows you accumulate time towards retirement IN residency. If you have a LOT of prior service (more than one tour) and are almost certain you want stay in until you hit 20 years then a military residency becomes a comparatively better deal. With HSCP and a military residency you could have at least 7 years towards retirement before you even start paying back your obligation. Also you can keep the GI bill and transfer it to a dependent. If you have kids, or a spouse who wants to go to school, that's a pretty significant benefit

Thank you for your post, it sums it up pretty well. The HSCP is the best route for me.

I want to work during medical school because the job is one of my life passions, but that life passion can't be a career, since it's a younger person's field.

I am certain I want to stay for the 20 years, for the military retirement, and for personal beliefs. But I want to get out as soon as diminishing returns hit in.

 

[000777]

Thank you for your post, it sums it up pretty well. The HSCP is the best route for me.

I want to work during medical school because the job is one of my life passions, but that life passion can't be a career, since it's a younger person's field.

I am certain I want to stay for the 20 years, for the military retirement, and for personal beliefs. But I want to get out as soon as diminishing returns hit in.

If you want a HSCP spot, you need to talk to a good recruiter pretty quickly; I wonder how many slots they will have this year.

 

[Kingfisher]

Thank you for your post, it sums it up pretty well. The HSCP is the best route for me.

I want to work during medical school because the job is one of my life passions, but that life passion can't be a career, since it's a younger person's field.

I am certain I want to stay for the 20 years, for the military retirement, and for personal beliefs. But I want to get out as soon as diminishing returns hit in.

Maybe you are the "super genius" type that does not need to study any material and still ace all the tests (in which case...no one likes you). 😛. like it was said before, most people cannot hold a job because of the demand on your time as a medical student (except during the summer).

 

[Gastrapathy]

Thank you for your post, it sums it up pretty well. The HSCP is the best route for me.

I want to work during medical school because the job is one of my life passions, but that life passion can't be a career, since it's a younger person's field.

I am certain I want to stay for the 20 years, for the military retirement, and for personal beliefs. But I want to get out as soon as diminishing returns hit in.

Hooker?

 

[TxsMed14]

If you want a HSCP spot, you need to talk to a good recruiter pretty quickly; I wonder how many slots they will have this year.

My recruiter told me 5 HSCP slots this year, so they might be gone by the time the first review round is up. As I understand it, it is designed as a civilian incentive program. it is more difficult if you have prior service but not impossible, particularly if you need to support a family.