Hello everyone. I am in quite a situation and need some advice from fellow OT hopefuls/students/graduates! I am struggling between two options that I have. I was accepted into a private school's program in my area, which starts Fall 2012 and I have all pre-reqs completed for. The downside is it is very expensive and doesn't offer much in the way of scholarships/grants/assistantships. Basically I would be taking 80-90 grand in student loans by the end of this thing. The school is small and I love it and the staff is SO friendly. I feel very comfortable there. My other option is to go into a 3 year BS/MS program in OT at the state school as a transfer student. The problem is I would be an undergraduate student again and I wouldn't be able to start until Fall 2013! I do not have pre-reqs done for this program and would spend the next year trying to complete them before Fall 2013. The school is SIGNIFICANTLY less expensive and offers aid other than loans. My boyfriend is advising me to go this route because he is concerned with the debt i was incure attending the private school. I feel a heavy weight on my shoulder and I don't know which decision to make. Help!