In the context of my original sentence, "just under $500 million" means slightly under $500 million i.e. around $475M. Same usage as "just under 80 degrees fahrenheit" or "We will be arriving in just under 3 hours."
It does not mean "only $500 million," which is how I think you're interpreting me.
Well, the thing is- I plan to do a lot of dental mission trips both during my career and in retirement...and having a DMD/DDS degree (going to dental school) is critical for that. If I don't have to work for a living, I'd do even more of those trips. So yes, I'd still go.
@ajj70 wrote that she would open a low-income clinic and work there, and
@fogorvostan wrote that he'd enjoy being debt-free, but would still go. I don't see anything strange in their plans, so I'm curious as to why you do not believe the three of us.