Hello,
Okay first thing first ALL the schools DO NOT cost you 200-250k. There are some cheaper ones such as BU, UMN etc.
I guess the West Coast Schools and NYU are the most expensive ones for the IDP.
1. Post DDS scenario is not too bad for people who DO NOT have green cards. You can work under OPT for a year after graduation and hopefully your hiring associate likes you enough by then to sponsor your visa. Ideally if you are looking forward to get "FULL TIME" job offers in hep and happening cities like NY, Boston , SF , LA just FORGET IT ! Even people who are citizens/green card holders are only able to find "PART TIME JOBS" immediately after graduation. We are advised to often do multiple part time jobs for the first couple years. Imagine you have a successful practice and you want an associate - this person happens to be a fresh graduate. Wouldn't you be justified to hire that person part-time to see how he gels with your staff and how he treat your patients ? That's why you end up getting part time jobs when u first graduate.
However, if you want to move into the country for e.g. in rural parts of US the jobs are better paying and more secure. BUT the closest mall and movie theatre would be only 1hr drive away
States like Alaska and Texas have a good pool of vacancies.
So it depends on what YOU want to do after you graduate.
2. As far as debt goes , AGAIN it depends on your circumstances on if you have a family to support/single, how soon you want to buy your practice, how "luxurious" life do you want to indulge in after graduation (e.g. how soon u want to buy your BMW and a house on the hilltop

) . BIG factor is if you are planning to do PG immediately after IDP your loans are going to add up. Other circumstantial things would be the rate of interest charged for your loan. Ideally a FTD can pay his school loans 5-7yrs after graduation if he maintains a simple lifestyle and his chief focus is to PAY THE LOANS. But most often it's hard and hence I would predict 10-15yrs under normal circumstances (if you have 200-250k)
Your income is NOT BAD. If you are doing 2-3 part time jobs/week you would end up making 90-95K in that year. If thats your starting salary, it's only going to get better right ?
3. Well since I'm married so my living expense are taken care of by my spouse so I just have loans of school tuition (which is 177k FYI) . I have federal loans so no problems there, but a couple of my classmates work during school breaks at school ER clinics and they end up earning $600-700. Most of them have an earning spouse. People who are single, live frugally and try to be as cost effective as possible by sharing apartments and living close to the schools.
ALSO, would like to give the option of doing a PG here instead of DDS. Some schools take FTD's for programs such as Oral medicine, oral pathology, Dental Biology even Perio. But in the long run you CANNOT cut a cavity or do a crown prep unlike INDIA where a periodontist even does endo without any qualms. Now your next question would be PLEASE tell me the names of the schools that accept FTD's as PG's and my answer would be - PLEASE research it yourself by going to each school website. It's too cumbersome as I'm a student myself and don't have time to do it for you , sorry
4. As compared to spending same amount of money in India for PG , THANK GOD i did NOT do so. I mean I'm getting wide exposure in my school itself. We use rubber dams for all procedures, administered nitrous oxide as sedation, I've done cast partial dentures, plenty of crowns, FPD's and am on my way to restore my implant crown. In endo I'm using rotary endodontics, apex locators and vertical condensation technique for obturation. I also get DITTO exposure of extractions that I got in India doing BDS. SO WHY THE HELL do I have to spend a fortune studying PG in India when I'm HAPPY doing quality work in general dentistry here ? I'm extremely happy with my school, although it charges a fortune (225-250k including living expenses), its worth every penny of it and it's the BEST investment career-wise that happened to me
BUT this thread is AWESOME, I'm glad that you're researching your options instead of jumping in blindly. My accolades for you
😉
I wish however people wouldn't discourage such questions here. It's important to KNOW all our options
Just make an informed decision. Hope things work out well for you