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I think KCUMB sends that to you along with the award letter, after they have processed your KCUMB FA application, if you chose KCUMB as your Stafford lender. I don't know about other options. I think if you don't choose KCUMB as your Stafford lender, you will need to talk with other lenders about getting a note. I'm not sure about how to proceed with other lenders, however, because I chose KCUMB as my Stafford lender. Maybe someone else who didn't choose KCUMB, but some other financial institution/lender, can chime in about the process, including how to obtain a promissory note?
Anyway, sj786, if you are confused and require assistance, don't hesistate to call the FA office at KCUMB; they seem very friendly and helpful.
Good luck.
Thank you so much . I called their office today and said it will be included with the award letter 🙂