October is late for MD admissions. What do you mean by 'COVID cycle'? If nothing COVID-related is affecting your application right now, I doubt you'd get sympathy for being complete late.
You've got a month before labor day: try to be complete before then! As soon as possible while being careful/not rushing is the mantra. You can pre-write secondaries while waiting for verification, all the prompts have been posted in the school-specific threads. Best of luck.