I recently looked at one of my LES statements and noticed that it says that I have 2 years of service. Obviously that means that they are counting time since I commissioned, which was June of 08. I know this doesn't count towards my payback, but do I get paid as an O3 with 3-5 years of service or an O3 with 0 years of service once I graduate? Also, if I was to complete 20 years of active duty time, would I actually retire with 24 years of service?