Liability Insurance

[Willowhand]

I was just offered an externship with a VCA hospital, but I found out that the doctors are not covered by the AVMA PLIT --this means that I cannot take advantage of the AVMA's $10 student liability insurance as I had planned. Now I'm going crazy trying to find a way to get coverage, but I have no idea where to start or whether there are other affordable options out there. Any suggestions?

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[lunajett]

Is the VCA requiring you to have your own liability insurance, or are you just being cautious/proactive on your own? In all the shadowing/externing/mentoring stuff I've done under numerous doctors/facilities, nobody has even raised the issue to me. Always good to be cautious, but personally, if they're not requiring it, I wouldn't worry about it. The doctor/clinic, with the much deeper pcokets than us struggling students, really are the ones with their necks on the line if things go horribly wrong.

But anyway, no, I've never heard of anything even remotely as affordable as the $10 coverage.

 

[Willowhand]

Thanks for the advice, lunajett. VCA does not require the insurance, but I would have been more comfortable with it. I asked Dr. Elmore about it though, and he agreed that it should be fine as long as I'm not performing major invasive procedures --which, given where we are in the curriculum, I shouldn't be doing anyway 🙂