Just some advice for those who are going to take out some private loans to pay for dental school. If God forbid, something happens to you, your family/spouse will be responsible for paying back your private student loans. The federal loans are dismissed if you pass away. But the private ones are not. So, to protect your loved ones from this enormous debt, I advise you take out a life insurance policy that will cover your loan prinicpal and interest. Just some advice I found while looking around for ways of paying for dental school. GOod luck and sorry about the depressing subject matter.