I'm going to the U of MD SOM next year, and just received my financial aid award letter. The projected cost for the year is about $35,000 (for tuition, off-campus housing, etc.). Is this realistic? How much does it really cost? I'm going to live with some friends, so the cost of living should be drastically lower than expected, but I'm not sure how much money to budget above the cost of tuition. Any pointers?