Sorry, I don't know the answer to that Fell's Point question, I know that there are other Maryland students that come here (less frequently) so hopefully someone will know the answer to that and post it. I don't know anyone in my class who is living in Fell's point, but I think that one of my tour guides told me that a lot of students do live in Fell's point. Another good place to check out would be Catonsville. You can live close to the UMBC campus, I think that there is a shuttle that runs between them and our school, and rent is pretty low and I have heard that it is a really safe area.
As for the question about what additional fees you will have to pay when you start school here, your laptop computer fee will be included in tuition, so tuition and fees will probably run ~15,000 next year. Don't buy any books until you start school, sometimes your lbig sib will have books that you can borrow during first year. Most of the first year books that are "required" are really useless. Everyone told me not to buy the books, but of course I ignored them all, and I bout practically every book. I will actually be selling them used next year, so you can buy them used for cheaper from an upperclassman. My advice would be not to buy them at all, but I didn't listen to anyone about that and a lotof my classmates wouldn't listen to anyone about that, so I don't think that I could say anything here to convince you not to buy all the books if you are convinced that you need "required" books. If you do buy every required book from the book store, brand new, you will probably spend ~1,200 on them all during first year. Your big sib or another second year will tell you what books you really "need" though, and i would highly recommend that you listen to them. I actually didn't even learn from my bad experience with books during first year and wasted all this money on "required books" that I never touched for second year too
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There are some people in my class that live in their old apartment from the Hopkins undergrad and just commute, it's not that bad of a commute, but parking is a hassle. Parking in the student parking garage is 3.75 per day, and is a block and a half away from the lecture hall, so you should factor that into your cost of living off campus/ travel time.
Let me know if you guys have any other questions about Maryland. Hope you all decide to come here, it's a really good school and a good deal financially for in-staters and out-of-staters.