PhD/PsyD Loan Forgiveness while working in University Counseling

[freudianslipups]

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I'm working in a university counseling center at a large state university in a rural area and am enrolled in the Public Service Loan Forgiveness program. This is going to help me pay off my federal loans but I have a few private loans from undergrad that did not qualify. I am looking to see if there are other programs I may qualify for that are good for private loans. Any suggestions or help would be greatly appreciated!

 

[AcronymAllergy]

In a rural area, you could see if you qualify for NHSC loan repayment, which I believe can be used for private loans (assuming they were spent on qualified expenses, I think).

That's the only one that immediately springs to mind. NIH also offers loan repayment programs, but I believe those are for primary/entirely research positions.

 

[deleted343839]

NIH also offers loan repayment programs, but I believe those are for primary/entirely research positions.

50% protected time for research is required for the NIH loan repayment programs.

 

[smalltownpsych]

In a rural area, you could see if you qualify for NHSC loan repayment, which I believe can be used for private loans (assuming they were spent on qualified expenses, I think).

That's the only one that immediately springs to mind. NIH also offers loan repayment programs, but I believe those are for primary/entirely research positions.

NHSC requires that the funds go to eligible loans. I am not sure if that includes private loans or not since I didn't have any.

 

[AcronymAllergy]

NHSC requires that the funds go to eligible loans. I am not sure if that includes private loans or not since I didn't have any.

I think it does, so long as they were spent entirely on qualifying expenses. I'd have to double-check that, though.