Dr.Jay

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Dec 22, 2006
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Hello, I have a private student loan from SoFi with an interest rate a little over 6%. Any recommendations on how I can lower the rate?
 
Mar 3, 2020
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  1. Non-Student
Yes, you can refinance again. Compare rates with many lenders to get the best rate. Credit pulls within 30 days for student loans only count as one pull.
Rates are at historic lows, so try and get a fixed rate. It may be a bit higher than the variable rate but rates are only going to go up after the pandemic. Let me know if you have any other questions.
 
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