student loan

  1. Andrew StudentLoanAdvice

    Changes To PSLF And What It Means For Borrowers

    There is no shortage of news in the student loan realm. You may have seen the recent article in NPR detailing changes to public service loan forgiveness, and how Navient and FedLoan are exiting federal loan servicing. PSLF is changing and it's great news for some of you! While the rule...
  2. Andrew StudentLoanAdvice

    Do you have student loans?

    Do you have student loans? Are you confused about how to manage your student loan debt and ensure that you are following the right plan? Or, just want reassurance you are on the right path? I recently spoke with Dr. Jim Dahle of the White Coat Investor about the state of student loans. We...
  3. D

    Lowering Private Student Loan Interest

    Hello, I have a private student loan from SoFi with an interest rate a little over 6%. Any recommendations on how I can lower the rate?
  4. O

    Canadian Students attending Optometry schools in the United States

    Hello dear Canadians, Since the cost of education is a bit higher in the US especially for Canadians I was wondering how do you manage the financial costs? Did you apply for a student line of credit? If so, I will appreciate your advice on that? I like to know which banks do offer a student line...
  5. E

    Potential DPT Earnings

    Hello members, I seem to be paralyzed in making my decision on pursuing PT... I went on a detour after I completed UG as a pre-PT; will turn 26 next month. I have an acceptance to a PT program starting Fall 2019. However, the debt-to-income ratio is driving me insane. I got my tuition down to...
  6. rulerkk

    Interest-free student loan deferment for medical residents

    H.R. 1554-REDI ACT. "To amend the Higher Education Act of 1965 to provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program" Text - H.R.1554 - 116th Congress (2019-2020): REDI Act This would be a big deal, especially for...
  7. G

    10 yr + out in practice, what are you doing about your student loan?

    For those that have been out 10+ years, how are you managing your student loan? Did you opted for pay-as-you-earn and plan to have the loan forgiven in 20 years? Did you re-finance and paying down the loan as fast as you can? How are you faring? If you are planning on the 20 years...
  8. C

    Facing a Repeat of the Entire Year

    Unfortunately, if I repeat the entire D1 year I won't be eligible for the financial aid since the rest of the credits I've received will count as attempted. I informed the school through my appeal letter that my family falls under low-income criteria and that I won't be able to afford the...
  9. M

    Needing advice!!!!

    Hi, I am beginning my MSW in the fall and having SERIOUS doubts. I have worked in the mental healthcare field for over four years- a good deal of that time in case management roles, and I am feeling beyond burnt out. Even feeling bitter and taken advantage of by clients using our services. I’m...
  10. lunasan

    Loans for International Students

    Does anyone happen to know anything about loans for international students, especially the Discover Loan or Sallie Mae Medical School Loan? Sallie Mae's 36 month grace period and residency deferment option seemed worth looking into (while I know it's generally a bad idea to defer, I wondered if...
  11. L

    Are you on low monthly payments and saving up for the loan forgiveness tax bomb?

    Anyone with high loans amount or anyone you know doing the loan forgiveness over 25 years or paying them off right away? I'm talking 200-250k+ loans when combined with undergrad. Financial aid website says it ends up coming out to the same amounts of money paid off other than the tax bomb at...
  12. J

    forbearance vs IBR

    I am taking an year off from school due to family emergency. I am wondering if IBR($0 payment) is better option compare to forbearance. Thank you,
  13. D

    Big Name Undergraduate and Premed or Less Expensive University and Postbac?

    Hello there, I have read on here for a while without an account and have seen the countless amount of times someone has recommended doing an undergrad major that you are passionate + can get good grades in, and then do a Postbac year. That being said, my parents believe that being at a big name...
  14. 7

    LOAN OPTIONS for a Canadian Citizen with an american Co-signer going to a Caribbean Medical School?

    Hey All, I am in dire need of some advice. I have been denied bank loans from Canada because I didn't have a strong co-signer. I am a 3rd year medical student about to begin rotations in the USA. However I have no Finances to pay for tuition or living costs. I have used all my sources to...