I'm just putting this out there for people to consider, the Army national Guard recently changed it's yearly bonus to 25k. I just spoke to the retention officer. He said that they only have to drill every 3 months, as long as they do a certain amount of CE every month, it counts as a drill weekend. Also they will pay up to $2500 for a CE course every year (AGD, ADA etc) and give you orders so that it counts toward your 2 weeks of Active Duty per year. Just a thought. He also mentioned that in the near future they are trying to up the loan repayment significantly (currently 50k over 3 years). I'm not trying to recruit anyone, but I'm strongly considering it once I get off active duty. It equals roughly 35K a year for about 3 weeks worth of time, most of that weekend time so it won't interfere to much with private practice. Plus you get the warm fuzzy of serving your country.