You have to map impairment onto the patient's actual circumstances. Take for instance a patient who has recently been widowed. They fail the financial section of the TFLS. Their recently passed spouse was also the one in the dyad who managed all of the household finances. Do they hqve an actual impairment, or did they never learn those skills in the first place. Also, these measures are losing their ecological validity. I have very few patients, even among the elderly, who write actual checks anymore. I have fewer still who have looked something up in a paper phonebook in the last few decades. I prefer some other measures, like Health and Safety from the ILS or the TOP-J if I want a number or don't have great information from records or collateral.