First of all, DOs make the same amount as MDs since they are in the exact same positions within hospitals/community/practices. The only difference is their ability to bill extra for OMM if that is your cup of tea. Im 30 and starting this year and I am not worried in the least about paying off my loans or making enough money.
Your application looks great but that 22 MCAT is going to be a huge obstacle at UMDNJ. I believe you should retake it this August and really go all out on studying. Here is my advice: Take a month to review the basic science (buy some MCAT review books from EK or Kaplan) and then take two weeks of boot camp where you take practice tests in realistic conditions and time constraints over and over and then review the answers. (Use your vacation time at work for these two weeks or take them off, you really need the whole day to do a practice test) Use the official MCAT practice tests and this will train your mind to think in the MCAT format and it will train you for verbal. For verbal, I got a 12 in that section, and my advice is to do practice paragraphs over and over. When you read the paragraph read slowly and really take it in, but the catch is only read it ONCE. Always keep the author in the back of your mind, not the content. What is the author trying to do to me? Is he trying to influence me? What is his opinion? Think of it as if the author of the paragraph is your enemy trying to feed you some BS and you are not going to fall for it! Do not go back to the paragraph ever, when you get to the questions zip through them and choose the answer you feel is best first. If this doesnt work for you then I suggest doing different things in the time limit and see what does. You absolutely need to figure the verbal out before the test day; this is the most important thing. Throughout the whole test the most important thing to do is finish each section within the time limit. If you have the money to spend and you lack discipline you should take a course like Kaplan or Princeton Review.
In all, this is what I feel your plan of attack should be to apply to medical school this year and make it in to UMDNJ.
1) Request letters of recommendation now, get a few from professors, one or two from DOs that you work with, and one from your supervisor. If you dont know any DOs you will need to contact one and shadow and get that letter.
2) Start writing your personal statement for AACOMAS and start writing your UMDNJ essay. The UMDNJ essay topic is on their website som.umdnj.edu and it has no limit so really let it all out when your write, mine was a page and a half typed but yours can be any length that is effective.
3) Fill out the AACOMAS application and request transcripts sometime in May. Do not submit yet but get it filled out.
4) Live, breath, eat, sleep MCAT for July and August.
5) Download the UMDNJ application from their site and type in the answers and attach your essay you have already written, make any last minute revisions.
5) As soon as you get your MCAT score (and it is favorable) hit submit on AACOMAS. You will not be very early in the process but early enough and UMDNJ really goes slow with the interview process.
6) Check your AACOMS status daily and the exact same day it lists that your application was sent you should send off your already filled out UMDNJ application certified mail. You should also request that your letters of recommendation be sent off from your undergrad or letter service where they are being held.
That should do it, this is my opinion and you should do what you feel is best of course. You can, of course, submit your AACOMAS earlier if you feel that is best and look for other opinions. Good luck
