usually polar unless stated otherwise in the passage, also it depends on what you are trying to accomplish.
Alcohol is more polar than a ketone due to a couple things, first alcohol has H bonding , higher boiling point, mostly molecules with higher boiling points are more polar.
Principle: The greater the forces of attraction the higher the boiling point or the greater the polarity the higher the boiling point. second, The greater the electronegativity difference between atoms in a bond, the more polar the bond.
Also the more oxygens the more polar, hence acids are more polar then alcohol.
O is more polar then N , but if they appear both in a compound they can be more polar together. Eg Amide is more polar then amine, but alcohol is more polar then amine.