Parents charging me rent

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kaiser30

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I will be starting medical school this fall, and my parents offered to rent me the back house. I am just wondering whether medical schools will consider me a commuter student and not provide me enough financial aid to pay rent. Any thoughts?
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kaiser30 said:
I will be starting medical school this fall, and my parents offered to rent me the back house. I am just wondering whether medical schools will consider me a commuter student and not provide me enough financial aid to pay rent. Any thoughts?
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You can take out as much loans as you need to pay for tuition and living expenses regardless of your living situation.
 
kaiser30 said:
I will be starting medical school this fall, and my parents offered to rent me the back house. I am just wondering whether medical schools will consider me a commuter student and not provide me enough financial aid to pay rent. Any thoughts?
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They're highly unlikely to ask where you'll be living when making their aid decisions. If they do, you can be vague and say you're looking at places to rent - which would be perfectly true. So would the back house come with meals? (Worth something!)
 
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kaiser30 said:
I will be starting medical school this fall, and my parents offered to rent me the back house. I am just wondering whether medical schools will consider me a commuter student and not provide me enough financial aid to pay rent. Any thoughts?
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VinceViegel said:
Parents charging their kid to live with them while he's in med school is kind of a cold thing to do too.
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I wouldn't do it to my kids (if I had any), but I disagree with you. Your parents cared for you for 18 years and owe you no obligation. Regardless of whether they charge you rent or not, are they not worthy of some consideration in deciding whether or not to put them in a nursing home?
 
Med schools don't care about where you live. The financial aid situation is much different from undergrad. You can take out loans up to your school's cost of attendance (tuition + estimated cost of living for the area, not an individual's cost of living). Everyone from the med school has the same COA.
 
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Goro said:
Welcome to being an adult!
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Yeah well, that's easy to say when you're not the one dealing with ever increasing tuition at usurious rates, ever more useless degrees and a poor job market where everyone expects you to have 10 years of experience without wanting to pay you for it. But let's keep pushing for Obamacare and a continual increase for services to the old by screwing the young. It's easy to enjoy the benefits from Medicare and Social Security when the beneficiaries are relying on someone else to pay the bill.
 
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Psai said:
Yeah well, that's easy to say when you're not the one dealing with ever increasing tuition at usurious rates, ever more useless degrees and a poor job market where everyone expects you to have 10 years of experience without wanting to pay you for it. But let's keep pushing for Obamacare and a continual increase for services to the old by screwing the young. It's easy to enjoy the benefits from Medicare and Social Security when the beneficiaries are relying on someone else to pay the bill.
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Let's assume the OP is a traditional pre-med and is approximately 23 years old. His parents are too young to benefit from Medicare and Social Security (absent being disabled, etc.) and are in the same boat as you.
 
VinceViegel said:
If any parent has that kind of mentality, then they shouldn't be surprised if their kid decides not to take care of them when they get old. My parents support my siblings and me as much as possible and you can bet that I will do the same for them when they get older.
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I see what you are saying. My parents are like yours and I am very close to both of them, so I guess that is why I am struggling to grasp how someone could turn a cold shoulder to their elderly parents.
 
I really don't see why this is that big of an issue. I can't even recall the exact number of people (at least 20+) I know who have had to pay their parents rent to live with them or in their property while in undergrad, grad school, or med school. Yeah it sucks and my parents would never do it to me, but none the less it part of growing-up and taking on more responsibilities. I don't know OP's exact situation but I'd be willing to bet that he/she is getting a much better deal than renting, and it will save him/her from dealing with sleazy landlords and rental companies and the stress and costs of moving.
 
This whole thing reminds me of my husband's parents who wanted to charge him 600 bucks a month to come back home over summer his freshman year of college.

As you can imagine I'm not a big fan of my in laws
 
touchpause13 said:
This whole thing reminds me of my husband's parents who wanted to charge him 600 bucks a month to come back home over summer his freshman year of college.

As you can imagine I'm not a big fan of my in laws
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Yikes! That's when you announce your decision not to come "home" over the summer.
 
I'm on the older end of millennials, so I'm not really accustomed to the sense of entitlement so many in our generation have. Consequently, I am shocked at how many people are here assume their parents should take care of them from cradle to the parents' grave.
My dad has recently retired and makes a lot less than he did. If there was a medical school near where he lives and I was accepted there, I'm sure he would let me stay there for free, but I would insist on paying. A lot of parents take care of their children until 18, often longer, and get nothing in return. Instead of complaining about how unfair paying for a place on your parent(s) property is and plotting how you're going to put them in a nursing home, maybe you should consider how much he/she/they did for you already.
 
A degree is only useless if you're not realistic about what you want to do with it. Art History? English? Philosophy? Ecology? The New York Times classifieds are brimming those those want ads in those fields, aren't they.

So, the smarter move would be to look at what jobs are lacking trained personnel and aim for that. For example, Technology.

Getting an AA degree before moving on to a 4 year school is another way to save a LOT of money. We tell our kids all the time, you can go to any college you want to, as long as it X Community College (which is just up the road from us). The BA or BS will say "X State" or U of X" and that's what will eventually count.

Or, one could do something radical like work for a few years, save up the money, and then go to college. There's no law that says you have to go to college at age 18. One of my students, a very bright young lady, drove an 18-wheeler for a few years.

If my kids aren't in college after age 18, and they still want to live at home, they're gonna work and pay rent. We're not going to prolong their childhood.



Psai said:
Yeah well, that's easy to say when you're not the one dealing with ever increasing tuition at usurious rates, ever more useless degrees and a poor job market where everyone expects you to have 10 years of experience without wanting to pay you for it. But let's keep pushing for Obamacare and a continual increase for services to the old by screwing the young. It's easy to enjoy the benefits from Medicare and Social Security when the beneficiaries are relying on someone else to pay the bill.
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Everyone has different perspectives in this thread but we all need more info like :
How old is OP
Are they charging OP a generous charge ?
Do they normally rent that area ?


But regardless, OP should move out . He's at least 22, time to leave the nest
 
touchpause13 said:
He never went back. His family is... special. ..
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Special sounds like an understatement... I mean if parents are asking their 30 year old living at home to contribute to rent/household expenses that sounds very reasonable, ie you're an adult act like one. But a freshman in college, $600 a month?!? That's some crazy ish right there.
 
DrBirdFriend said:
Special sounds like an understatement... I mean if parents are asking their 30 year old living at home to contribute to rent/household expenses that sounds very reasonable, ie you're an adult act like one. But a freshman in college, $600 a month?!? That's some crazy ish right there.
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My parents (both psychologists) are convinced my mother in law has narcissistic personality disorder
 
VinceViegel said:
When you have a kid, you are still responsible for them. As a parent, would you really want a kid who couldn't get anywhere in life because you didn't give him as many opportunities as you could have?
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Until they're 18 and then it is just icing on the cupcake.
 
46928342.jpg
 
DrBirdFriend said:
Special sounds like an understatement... I mean if parents are asking their 30 year old living at home to contribute to rent/household expenses that sounds very reasonable, ie you're an adult act like one. But a freshman in college, $600 a month?!? That's some crazy ish right there.
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Definitely agree. Like I posted earlier I think its perfectly reasonable for parents the charge rent or expect their adult children to help with bills, but this is ridiculous. What I'll be paying for rent, utilities, and monthly grocieres when school starts this fall will be >$100 less than $600.
 
kaiser30 said:
I will be starting medical school this fall, and my parents offered to rent me the back house. I am just wondering whether medical schools will consider me a commuter student and not provide me enough financial aid to pay rent. Any thoughts?
Click to expand...
Why not just pay for rent somewhere else?
 
MedBrah said:
Everyone has different perspectives in this thread but we all need more info like :
How old is OP
Are they charging OP a generous charge ?
Do they normally rent that area ?


But regardless, OP should move out . He's at least 22, time to leave the nest
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I don't think that was the point of this thread. OP is not asking our opinions on his living situation, but more so if he would be considered a commuter or not. OP, your loan and fin aid would be based on your COA, which is pretty standard among everyone in the school. You can always try to make adjustments with your set budget with the FinAid dept. if circumstances change.

To the above posters, don't be so quick to judge, OP didn't provide much info on the dynamics of his parents finances, as he has the right not to. We don't know if times are tough for them, and they need that income to supplement their finances and get by, especially if its a back house they normally rent out - they might actually be doing OP a "favor", and he the same. He could either pay the rent to some stranger or pay it to his parents.
 
I guess I better clean the bathroom, take out garbage, fill up the gas tank and do the grocery shopping. I am definitely not appreciating my parents as much as I should. Maybe I'll make dinner too!
 
Breaking News: OPs parents are not charging him. OP was just worried that he would qualify for less aid and wouldn't be able to buy that slick motorcycle. This post was about managing OPs expectations.

Just kidding.
 
chenzt said:
Unless you sue their ass for outstanding private school tuition and college education fund...
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I hope you're joking. If not, your post makes no sense whatsoever. You would have absolutely no cause of action.
 
touchpause13 said:
This was a lawsuit that was recently in the news. The bish won too
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There had to be some sort of unusual circumstance such as an unlikely contractual relationship for something like this to occur. What state did this happen in and what was the case?
 
chenzt said:
Unless you sue their ass for outstanding private school tuition and college education fund...
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touchpause13 said:
This was a lawsuit that was recently in the news. The bish won too
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knv2u said:
There had to be some sort of unusual circumstance such as an unlikely contractual relationship for something like this to occur. What state did this happen in and what was the case?
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The only circumstances I could ever see this happening would be in a very unusual contractual relationship. For instance, if Parent A and Parent B divorce and have a property settlement agreement (a contract) that provides for a child's higher education experience and then Parent B refuses, the child may be able to sue Parent B as a third party beneficiary to the contract. This is a far cry from what was suggested by the post I quoted, suggesting that there would generally be some sort of legal obligation absent unusual circumstances that are not ordinarily present.
 
knv2u said:
The only circumstances I could ever see this happening would be in a very unusual contractual relationship. For instance, if Parent A and Parent B divorce and have a property settlement agreement (a contract) that provides for a child's higher education experience and then Parent B refuses, the child may be able to sue Parent B as a third party beneficiary to the contract. This is a far cry from what was suggested by the post I quoted, suggesting that there would generally be some sort of legal obligation absent unusual circumstances that are not ordinarily present.
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I believe the argument here is that the parents forced the girl out because of the abuse and in NJ law it states that emancipation only happens when the person leaves willingly. Obviously parents are saying that she left willingly once she turned 18 because she was unwilling to follow the rule, and when child protection came, they also concludes that it's a simple case of spoiled brat. Just a case of he said she said.
 
chenzt said:
I believe the argument here is that the parents forced the girl out because of the abuse and in NJ law it states that emancipation only happens when the person leaves willingly. Obviously parents are saying that she left willingly once she turned 18 because she was unwilling to follow the rule, and when child protection came, they also concludes that it's a simple case of spoiled brat. Just a case of he said she said.
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It sounds like she is a minor. My original post was once the student is 18, then the responsibility is extinguished at least legally (and many here would argue morally).
 
knv2u said:
It sounds like she is a minor. My original post was once the student is 18, then the responsibility is extinguished at least legally (and many here would argue morally).
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http://www.cnn.com/2014/03/04/justice/student-sues-parents-new-jersey/

http://www.eonline.com/news/517995/...he-girl-who-sued-her-parents-for-an-allowance

http://nation.foxnews.com/2014/03/04/entitlement-generation-girl-sues-parents

Shes 18 but still in high school. Its a recent headline across all the news outlets so google and pick your favorite
 
VinceViegel said:
When you have a kid, you are still responsible for them. As a parent, would you really want a kid who couldn't get anywhere in life because you didn't give him/her as many opportunities as you could have?
Click to expand...
Just to clarify, I'm not talking about OP's situation or OP at all, only to posters who complained about having to pay rent.

Within this thread, we're talking about people who have been accepted to medical school and are looking for a place to live. These people are excellent candidates for loans, because they're going into a professional program that will allow them to earn plenty of money to pay back any debts they accrue. Consequently, I would not let my children stay with me for free, because it's not necessary.
If one of my future children wanted to move back in with me for almost any reason, I would expect him or her to work somewhere and contribute to the household or go to school. The only exception would be if he or she was not capable of working because of psychological distress, recovering from an injury/disabled, etc.
It's not good for adults to be coddled, even if they are your offspring. I would love to keep doing favors for my children, but letting them live with me rent free is not going to give them money management skills they need when they leave again.
After they move out and settle down again they might get a surprise windfall that's equivalent to all the rent money they paid though ;p
 
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n3v3rn0 said:
http://www.cnn.com/2014/03/04/justice/student-sues-parents-new-jersey/

http://www.eonline.com/news/517995/...he-girl-who-sued-her-parents-for-an-allowance

http://nation.foxnews.com/2014/03/04/entitlement-generation-girl-sues-parents

Shes 18 but still in high school. Its a recent headline across all the news outlets so google and pick your favorite
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I do feel for the girl. My parents kicked me out for a while, but they never stopped paying my tuition. That would have sucked
 
By backhouse, I assume that there is a building completely separate from the main house, complete with kitchen, bathroom, sleeping and living areas? If so, what's wrong with that?

Get a lease and negotiate terms with them - e.g. your rent payment covers all utilities and you are allowed access to the laundry in the main house, etc. Eliminate morality clauses (in case you have a SO that wants to come over). If it's a good deal...and will save you money, why not? Of course you'll want to pay as little as possible...but if you get any flak from financial aid personnel, a rental agreement/lease will help you out.

If it's not working out, when you're lease is up, move out. If it works out, then you've hopefully saved a lot of money and headaches.
 
My parents are letting me borrow money from them. They said they will lend me 60k and I have to return that once I finish residency - with interest (but they said they will subsidize it... Haha).
 
I'm very surprised anyone is making this an issue considering we don't know the financial situation of this parents. I've been paying rent to my parents since I was 16 (!), and I'd pay $400 bucks a month (!). It wasnt because they where cold hearted or anything. It was because our financial situation has always been at the lower end of the spectrum and thus it wasnt really a choice. I had no problem with it since I fully understood the situation. I still pay rent to this day (albeit less than before) and this has ever bothered me. It's all about the responsibilities that come with growing up.
 
BlueCircle said:
It's all about the responsibilities that come with growing up.
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Very much this.

I find it a little insulting that families like mine are being - indirectly - accused of acting "cold", neglecting their "moral" duty to care for their children or that my relationship with them is somehow less "close" or "good".

I turned 18 the summer before college and my parents sat me down and we agreed that I would pay rent if I ever wanted to stay at the house for longer than two weeks. My bedroom was packed up and converted by the time the holidays came around first year of college - it's really not a big deal, I still love coming home to visit and spending time with my parents and siblings.
 
kyamh said:
Very much this.

I find it a little insulting that families like mine are being - indirectly - accused of acting "cold", neglecting their "moral" duty to care for their children or that my relationship with them is somehow less "close" or "good".

I turned 18 the summer before college and my parents sat me down and we agreed that I would pay rent if I ever wanted to stay at the house for longer than two weeks. My bedroom was packed up and converted by the time the holidays came around first year of college - it's really not a big deal, I still love coming home to visit and spending time with my parents and siblings.
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BlueCircle said:
I'm very surprised anyone is making this an issue considering we don't know the financial situation of this parents. I've been paying rent to my parents since I was 16 (!), and I'd pay $400 bucks a month (!). It wasnt because they where cold hearted or anything. It was because our financial situation has always been at the lower end of the spectrum and thus it wasnt really a choice. I had no problem with it since I fully understood the situation. I still pay rent to this day (albeit less than before) and this has ever bothered me. It's all about the responsibilities that come with growing up.
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moisne said:
My parents are letting me borrow money from them. They said they will lend me 60k and I have to return that once I finish residency - with interest (but they said they will subsidize it... Haha).
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😆All these parents!!! Hilarious..damn! I guess that's the western culture!!! In my home country --- you live with your parents rent free till the day you get married (or die, in many cases) If you are a man and decide you won't move out when you get married - you move your wife in, as long as you support your parents with what you can, nobody will insult you. In fact, you get automatic and free baby-sitters for your kids. Families live together in one big community. Most times when you move out, you move next door :laugh: or within walking distance. But it also means, parents get to have your care till the day they die - no senior homes.
 
Living with your parents and doing nothing is different than living at home while in school or working. The former is mooching while the latter isn't. I think you just have really cheap parents if they have the audacity to charge their kid rent while in med school.
 
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