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Thanks for you input! I am DEFINITELY not thinking about doing active duty and pharm school. I am actually ETS-ing beginning of next year and hoping to begin pharmacy school. However, I am trying to see some of my options. I see you are air force and they do have a 2 yr hpsp (super competetive) for pharmacy. The ARMY does not have a HPSP for pharmacy but does have the HPRLP upto 120K w.o taxes so im assuming 28K/yr for 4 years, They also do have a ROTC-HPSP COOP program just for pharmacy students and that is what I am trying to get info for mainly because I haven't really found concrete evidence and also can imagine PY1 and PY2 years and ROTC would be a crazy load.I'm pretty sure that you cannot do ROTC for pharmacy school. At least I could not, but I also was not prior enlisted.
There are some considerations to make here. Time spent in HPSP is NOT creditable for retirement, even though you are in reserve status as a 2LT.
I would do Guard/Reserve, because that time would be creditable toward retirement, then apply to become an officer after you finish pharmacy school (Them agreeing to allow you to become an officer and change MOS is not a given however.) Then do HPLRP. This all hinges on you going to a cheaper pharmacy school near a Guard/Res unit of your choosing, and whether said unit has an opening in your MOS. You would however be on the hook for 5 years instead of the standard 3. (3 accession + 2 HPRLP). Note that this only works if you have <56K in loans. (HPLRP pays 28k/yr after taxes.)
Otherwise, I would get out and do HPSP or GI Bill.
It should go without saying that you should not be on active duty enlisted and go to pharmacy school at the same time.
Thanks for you input! I am DEFINITELY not thinking about doing active duty and pharm school. I am actually ETS-ing beginning of next year and hoping to begin pharmacy school. However, I am trying to see some of my options. I see you are air force and they do have a 2 yr hpsp (super competetive) for pharmacy. The ARMY does not have a HPSP for pharmacy but does have the HPRLP upto 120K w.o taxes so im assuming 28K/yr for 4 years, They also do have a ROTC-HPSP COOP program just for pharmacy students and that is what I am trying to get info for mainly because I haven't really found concrete evidence and also can imagine PY1 and PY2 years and ROTC would be a crazy load.
Good points. The only issue is I have to remain non-deployable during my reserves time in order to finish Pharmacy school. I am not aware of any programs that allow such thing while in school in the reserves/nat. guard unless in some form of ROTC. That is not a guarantee unless I am not tracking it. The ROTC-HPSP option is guarantee-ing me a job in the current market after I graduate with prior year service as an O-3 without special RB pay for those years and it is also ensuring me non-deployable status. ROTC is also paying my tuition, giving me book stipend, and a stipend every month (similar to drill pay in reserves). I am also eligible for both Ch. 30 and 33 GI Bill as well like you mentioned but I personally would rather deal with the ROTC for two years than try to do two years of residency after pharm school then trying to get a job in the saturated job market. Even if I choose to do residency I do it as O-3 with prior service which works out greatly in my favor than in the civilian sector. PSLF is malleable and there are many forums on that here. I plan to pay off probably about 40-50 K loans immediately which most of it will go towards my house,car etc. anyways..... You are right I am missing out in 10 months of AD time but I would rather take a guaranteed seat at this point and finish off with this military career then if health permits transition into the civilian sector.