(pKa2 + pKa3 / 2) gives you the pH at equivalence of this buffer mixture (H2PO4 to HPO4) if you were doing a titration.
For this buffer/titration A- is HPO4 and HA is H2PO4
The HH equation says pH = pKa + log(A-/HA)
[A-] =.2
[HA] = .1
Since there is still HA in the solution we are not yet at the equivalence point so the pH at equivalence ([pKa2 + pKa3 / 2]) is greater than the pH of this solution.
Since the HH equation gives you log(.2)/(.1) the pH of the solution will be above your pKa2 since pH = pKa at the half equivalence point.
Therefore, the answer choice is really saying the pH at equivalence for this titration > pH of the solution > pH at the half equivalence point where pH = pKa2
Essentially, this solution is in between the half equivalence point and equivalence point.
You had also asked why you use pKa2 and not pKa1. The reason for this is you have a triprotic acid so you must use the relevant pKa for the reaction.
H3Po4 --> H2PO4 = pKa1
H2PO4 --> HPO4 = pKa2
HPO4 --> PO4 = pKa3
In this question we are talking about H2PO4 --> HPO4 so we must use the pKa2