Houston provides health insurance to you (you pay for it in your tuition and fees) and gives you the option to include your family on the policy. You can also choose not to pay the fee and arrange for your own insurance (for example, if your wife's covered you already). Not sure how much it cost to add a family to it. Wherever you get in, the Office of Student Affairs can help you out with the details. I can't comment on the quality either as I haven't been to the physician in the last few yrs aside from getting immunizations. Sorry I couldn't be more help.