Day 2 went really well too!
Tomorrow is 6 hours so I think it’ll be the true test.
Tomorrow is 6 hours so I think it’ll be the true test.
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We survived day one. Very brief tears (from her and husband/myself) at drop off but she got distracted quickly. She was there from 7-430ish. Didn't love that one of the caretakers had her sleeping in a bouncer seat at pickup, but when the manager saw that she actually wasn't happy either so it sounds like it will be addressed at least. But we all survived!you are giving me hope!! We go next Tuesday
I forgot to mention old man dogs restage was clear. Go UF GD3 immunotherapy!Week one done.
I really really like my new job!
My son really seems to love daycare.
Things are looking up for me for the first time in about a month haha!

Yessssssss!!! Literally one of my long-term financial goals is to”to be able to lie down on the airplane”Finally booked tickets to Australia and New Zealand. In business lie flat seats. 😬 it was stressful and we might be crazy for taking our toddler with us.
Thank you points and miles for taking $20k in tickets and only spending closer to 3k (would have been less but I had to buy some points to top off)
My husband is spoiled. Him being 6'6" he says we should always fly business 😅 i regret the day i bought our first tickets in business 😂Yessssssss!!! Literally one of my long-term financial goals is to”to be able to lie down on the airplane”
I’ve done it once and fear I can never go back
That's a super super good deal. Rewards points/miles FTW. Safe travels.Finally booked tickets to Australia and New Zealand. In business lie flat seats. 😬 it was stressful and we might be crazy for taking our toddler with us.
Thank you points and miles for taking $20k in tickets and only spending closer to 3k (would have been less but I had to buy some points to top off)
Lol same! Absolutely on my bucket list to take a long ass flight somewhere in a first class pod. I think we need to get a better credit card to make this happen thoughYessssssss!!! Literally one of my long-term financial goals is to”to be able to lie down on the airplane”
I’ve done it once and fear I can never go back
In any other subforum this would be a metaphorI didn't see the Watering Hole thread bumped, and the Random Stuffs thread was full of rabies
Chase is usually the starting set. I broke the "5/24" rule because I needed AA miles so got a citi card, but after you exhaust chase there's citi,amex, bilt, and capital one. CSP is my main card since the CSR got $$$. Living in the middle of nowhere I can't use half the benefits so it's really wasn't worth me keeping the CSR. Since I'm over 5/24 now I'm considering venturing to bilt since their system still transfers 1:1 to hyatts. However my home airport is a united hub so chase is really where I spend alot of points in general. Alot also depends on clinic ownership timeline and a side personal project and opening business cards. Chase cc points have treated me well though. I'll have flown business twice now and premium econ once. Tons of paid for hotel stays. Overall I cant complain. Plus I have a spouse so that helps with increasing the amount of points you can get to spend from sign-up bonuses.Lol same! Absolutely on my bucket list to take a long ass flight somewhere in a first class pod. I think we need to get a better credit card to make this happen though
FatWallet Finance Forums closed several years ago, and that was my daily fix of credit card rewards nerdery. That and creditboards.com/forums. Stopped visiting there years ago out of boredom. I've heard of NerdWallet and ThatPointsGuy and FlyerTalk being super popular forums for travel-related deals specifically, but reading your post perked me up, since literal years go by on SDN where people geek out on this stuff and I really enjoy it haha.Chase is usually the starting set. I broke the "5/24" rule because I needed AA miles so got a citi card, but after you exhaust chase there's citi,amex, bilt, and capital one. CSP is my main card since the CSR got $$$. Living in the middle of nowhere I can't use half the benefits so it's really wasn't worth me keeping the CSR. Since I'm over 5/24 now I'm considering venturing to bilt since their system still transfers 1:1 to hyatts. However my home airport is a united hub so chase is really where I spend alot of points in general. Alot also depends on clinic ownership timeline and a side personal project and opening business cards. Chase cc points have treated me well though. I'll have flown business twice now and premium econ once. Tons of paid for hotel stays. Overall I cant complain. Plus I have a spouse so that helps with increasing the amount of points you can get to spend from sign-up bonuses.
Singapore, Quatar, and Ethiad are the recommended first class experiences. Maybe one day I'll try for Q suites when the middle east settles down a bit and we head over there, but I feel too simple to even be flying business let alone first 😅
Yeah I do ToP and 10x on FB and get daily drop email which imo isn't as useful but I occasionally catch extra point deals with them. Your CF definitely accumulates points so you might be sitting on a pile. Yep my Aus/NZ flights would have been like 20k cash for me to buy for my so and I so Im not complaining about the measily 3k I spent plus pry another 1k in taxes and fees since I had to pay 10% of the cash price for the toddler to come alongFatWallet Finance Forums closed several years ago, and that was my daily fix of credit card rewards nerdery. That and creditboards.com/forums. Stopped visiting there years ago out of boredom. I've heard of NerdWallet and ThatPointsGuy and FlyerTalk being super popular forums for travel-related deals specifically, but reading your post perked me up, since literal years go by on SDN where people geek out on this stuff and I really enjoy it haha.
I did several sign-up bonuses for 50,000 AA miles (Citi I think?) and another card for either United Airlines or another airlines that was acquired maybe 5 years ago. US Airways? Can't remember. But got several domestic economy round-trip tickets, car rental, and hotel stays for "free." Then cancelled before the 1 year anniversary and the AF kicked in.
I mostly have my stable of non-travel, straight cash back cards. Citi Dividend, Discover, and Chase Freedom for rotating 5% cash back categories. Citi Costco as my 5% gas card (5% at Costco Gas, 4% everywhere else) for when I don't get a quarter of 5% gas. Citi Costco is my 3% restaurant card when I don't have a 5% quarter. Had Citi mtvU/Forward for a LONG time for 5% cash back on all restaurants and even Amazon. Grrr. Used those ThankYou Points to redeem for student loan cash back. Helped a bit.
Fidelity is my 2% card right now for everything if I can't get more cash back elsewhere.
Think I have $300,000 or so in credit limits now after 20 years of credit repair and CW (credit hoaring) and learning about how to really optimize FICO and other credit scores. So even if I only spend $500-1000 per month and PIF, having such a high aggregate limit keeps my per-card utilization ratio and aggregate utilization ratio basically at 0%, which keeps my credit scores pretty super high.
I think SDN has a Finance subforum I used to post in a whole bunch, but it felt as though I was the one giving advice but wasn't receiving so started going "what's the point?" with all the hours of typing.
Can't wait til I'm married and wif and I can really go stir crazy with the travel rewards.
Oh! I follow Jeb Brooks/Greener Grass on YouTube. I'm sure there's 100's of people doing airline reviews, but he and his wife's personalities work for me. They do a ton of business class and first class flight reviews including all the fancy flights to Asia, Aus/NZ, Europe, etc. on the new lie-flat suites. Some of those flights are $10K-20K or more per person per flight if paying cash, which is insane.
You can book direct with points. So if you like to stay at say ihg. You go into your csp rewards portal and transfer to your ihg account and book direct through ihg once the points hit your account. Chase added alot more domestic hotel partnerships outside of hyatt and Marriott in the last year. Now weather the points vs cash price is worth it just depends. You can also combine your points between the cfu and csp-if you didnt know.I have a Chase sapphire preferred, but most of my travel is driving with dogs so the main expense is hotels, and I like to book direct for hotels rather than using a third party/points so I can continually check back and make sure I have the cheapest rates. So I stopped using it as much and mostly just use my Chase freedom unlimited for cash back. Saved my cash back for over a year and bought new kitchen things for the new house. Currently racking up more points as we make big purchases like appliances and furniture and will use the rest of the cash back for other house things I would otherwise struggle to justify but really want. I know I could get a better cash back rate with more/other cards, but I don’t love juggling multiple and keeping track of what pays more each month. I do have a discover it card leftover from my student days. I assume that will shortly become a capital one card with the buyout, but I only use that card like once a year so the account stays active as it’s my longest line of credit.
Good to know! I’ll have to look into it more, especially if things changed. I usually stay in Hilton brand properties because they’re pretty pet friendly and numerous enough in my area.You can book direct with points. So if you like to stay at say ihg. You go into your csp rewards portal and transfer to your ihg account and book direct through ihg once the points hit your account. Chase added alot more domestic hotel partnerships outside of hyatt and Marriott in the last year. Now weather the points vs cash price is worth it just depends. You can also combine your points between the cfu and csp-if you didnt know.
Already capital one 😒 and I have mixed feels about it. Their website definitely isn't as user friendly as discovers was imo.
I think Capital One is keeping the Discover brand intact as well as the existing Discover card network (cuz that also included Diner's Club and some others). Man, 15 years ago Capital One was considered sub-prime but they've aggressively grown and marketed.I assume that will shortly become a capital one card with the buyout, but I only use that card like once a year so the account stays active as it’s my longest line of credit.
I bet at least one of your cards in your harem has either free or discounted Global Entry and/or TSA Pre-Check. I just found out my Fidelity card has up to $100 every 5 year reimbursement so I might as well get TSA PreCheck even though I rarely fly.Yeah I do ToP and 10x on FB and get daily drop email which imo isn't as useful but I occasionally catch extra point deals with them. Your CF definitely accumulates points so you might be sitting on a pile. Yep my Aus/NZ flights would have been like 20k cash for me to buy for my so and I so Im not complaining about the measily 3k I spent plus pry another 1k in taxes and fees since I had to pay 10% of the cash price for the toddler to come along
Amex or bilt are going to be for Hilton just fyiGood to know! I’ll have to look into it more, especially if things changed. I usually stay in Hilton brand properties because they’re pretty pet friendly and numerous enough in my area.
My HYSA was switched to CapOne, but not my cc yet. So far no real difference in the HYSA experience, but right now that’s just holding my money set aside for the house and I use an Ally HYSA for most of my actual savings. I’ll probably close the CapOne HYSA when the house is done.
Oh yeah already have that signed up a few years ago when I started cc points. Silly fact our home airport didnt have any interviews for months. We ended up in NYC to see my SOs grandmother so we did our global entry interviews out there. Then we had our child and same thing-even wilder we were going international like a month after his apt so we really wanted to try and get his ge done before we left the countryI bet at least one of your cards in your harem has either free or discounted Global Entry and/or TSA Pre-Check. I just found out my Fidelity card has up to $100 every 5 year reimbursement so I might as well get TSA PreCheck even though I rarely fly.
I got some really pretty year of the horse stamps from the post office and am looking forward to holiday cards i can use them for 😅me spending $30 on postcards to send to people because snail mail is more fun than texting and writing a little message, putting the cute stamp in the corner, and driving to the post office brings a little whimsy to my day
😻😻😻😻me spending $30 on postcards to send to people because snail mail is more fun than texting and writing a little message, putting the cute stamp in the corner, and driving to the post office brings a little whimsy to my day

i passed, not as well as i wanted to, but i’m passing so yaymanifesting this for me for friday
LOVED my externship there in 2021!!!!Applied for the NC-ASPCA externship spring of 2028, but only got on the waitlist. They emailed recently and said they were opening more spaces and I got one! Just filled out my VCROSS and have another week to make any edits. It's happening!
is that the spay-neuter alliance externship?? i wanna do that one! do you apply during your third year to get a spot for fourth year?Applied for the NC-ASPCA externship spring of 2028, but only got on the waitlist. They emailed recently and said they were opening more spaces and I got one! Just filled out my VCROSS and have another week to make any edits. It's happening!
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