PhD/PsyD Re-financing Student Loans

[InYourHead]

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Any recommendations for companies to use?

Anyone have experience with CitizensBank?

 

[PsyDr]

Everyone swears by sofi

 

[AcronymAllergy]

Agreed, Sofi seems to be good.

 

[WisNeuro]

May want to talk to a tax professional if you are refinancing public/federal loans. You will change some things (e.g., ability to use loan repayment programs, ability to discharge loans in case of death, etc).

 

[PsychBoxe]

I agree with WisNeuro. I would hold off until you are confident in how you plan to repay your loans.

 

[annarubica]

The higher the loan amount, the tougher it will get for an international student, because the bank / lending officer will find it riskier to lend to someone who (a) does not have a high income and (b) won’t stay in the country for the duration of the loan