- Joined
- May 25, 2010
- Messages
- 91
- Reaction score
- 26
I have served 8 years of active duty in the Military as enlisted, left to go to school fulltime in 2011. Was not able to get the HPSP Scholarship & attended an out of state dental school. My current student loan is 480K. I applied for Direct Commission into the Dental Corps and also Civilian Pros Residency. As of today I have been selected/accepted for both but now not sure which one I should choose.
I initially wanted to do the military so I can serve 12 more years to finish my time on active duty to get retirement pay & start a civilian career after. I assume I would be able to get promoted to O5 in the next 12year, hopefully O6. Also I could use public service loan repayment to get my loans forgiven & attend pros residency for free while on active duty.
I am leaning towards attending my state Pros Residency since I am already accepted which is 17K per year, it also offers a stipend of 7k PGY1, 12K PGY2, 12K PGY3 & then reapplying for Direct Commission after completing residency or work as a civilian prosthodontist. I am technically single & do not have any kids so I am open to working anywhere after residency.
I am 37 years old & my primary goal is my student loans debt and then making some real more & investments for retirement. I do not have any interest in opening my own practice. Looking for some advice and feedback on which option is best.
I initially wanted to do the military so I can serve 12 more years to finish my time on active duty to get retirement pay & start a civilian career after. I assume I would be able to get promoted to O5 in the next 12year, hopefully O6. Also I could use public service loan repayment to get my loans forgiven & attend pros residency for free while on active duty.
I am leaning towards attending my state Pros Residency since I am already accepted which is 17K per year, it also offers a stipend of 7k PGY1, 12K PGY2, 12K PGY3 & then reapplying for Direct Commission after completing residency or work as a civilian prosthodontist. I am technically single & do not have any kids so I am open to working anywhere after residency.
I am 37 years old & my primary goal is my student loans debt and then making some real more & investments for retirement. I do not have any interest in opening my own practice. Looking for some advice and feedback on which option is best.