Yet another thread! I looked through most of the other threads and it didn't seem these were addressed. 1. What are the hours like as a 3rd or 4th year through the rotations? What are the hours during residency? Maybe post residency hrs/wk, if any of you are at that point...? Do you have the option of being part time doc? is every doctor on call? -I am just concerned about having time for a family. 2. A lot of you are all over the place and I wanted to see if you have any feedback on racism. I live in California and I have spoken with several individuals and I often hear that it is still racist in the east... i know it depends on the location...so where is this true and not? 3. I know! last one i swear! I know I will have a loan around 200K after med school ...how am i suppose to pay that off? also, is there a possibility of working no more than 50 (i wanna say 40) hrs/wk and still be able to afford a family and payback loans?