Hi everyone, so I know there's been countless threads about loan repayment, but my situation is a little unique. My residency program does not qualify for PSLF so I'm trying to decide if it's worth it to squeeze out the extra $300+/month to do PAYE or REPAYE during residency or if I should just enter forbearance. Obviously keeping interest down is great, but if I do forbearance, I have a smaller private loan that I could completely pay off and I would also make small payments towards my government loans when I could. I'm just trying to justify spending so much of my salary on these loans while being stressed out about money during residency when I won't even have the benefit of 3 years towards PSLF that everyone else has. I'm also awful with financial things so any advice would be amazing! Thanks!