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My husband and I are planning to buy a house. We were recently preapproved for a mortgage through our local credit union. Because we can only put down about 10%, we'll have to pay PMI. Not the end of the world, but it'd be nice to avoid it if possible. I'm wondering if I should consider a physician loan (no PMI) ... anyone know how the interest rates for physician loans compare to conventional mortgages? I imagine the rate will be higher ...
