Retirement

[atheon86]

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I have read many posts and websites about the different programs, and I was wanting to make sure my thinking is correct.

I have 5 years active duty time already.
I hope to enroll in either the HSCP or USUHS programs.

-So does that mean, that after my 5 years current AD + 4 years of med school, I will only have 11 years left until I can retire?

-Also, how much of that 11 years will I actually be deploying, i.e. how many years will I be training post medical school, that will prevent me from deploying?

 

[SirGecko]

-So does that mean, that after my 5 years current AD + 4 years of med school, I will only have 11 years left until I can retire?

For USUHS those four years of medical school only add on to your retirement total once you hit 20. (so you go from 20 to 24 if you retire at 20) I don't think they count at all for HPSP. Either way though you will have 16 years after you graduate from medical school before you can retire.

-Also, how much of that 11 years will I actually be deploying, i.e. how many years will I be training post medical school, that will prevent me from deploying?

This depends highly on what you do. (what residency you get, whether you do a GMO tour, if you go back for fellowship training) It is both dependent on what you want to do and what the military allows you to do. (what service you are actually in can matter here as well because of the relative likelihood of doing a GMO tour and what the deployment tempo is for the service) For a more detailed answer I'd have to defer to those with a little more experience than myself.

 

[del Sol DOHC]

He didn't ask about HPSP. He asked about HSCP, which is a Navy only program that places you on active duty during school, while receiving the pay and allowances of an E-6 (you don't commission until after you graduate). Time in the HSCP program does count toward retirement and longevity pay. You would only need to serve on active duty for 11 years after you graduate in order to be eligible to retire.

 

[atheon86]

Thanks for the advice guys, I figured I was misunderstanding something. USUHS seemed like too good of a deal.

I think HSCP is going to be my best bet, as I plan to have kids in my thirties, and, not being deployed during their troubling years, i.e. middle school and high school, seems very appealing.

 

[SirGecko]

Hah, I saw an H__P and my mind just jumped to HPSP. Yeah I don't know anything about HSCP.

Yeah and that is the drawback to USUHS. You get more money while at school but they get more service from you as a result.

Anyway, good luck on your applications!

 

[Gastrapathy]

How does this plan keep you from deploying in your 30s?

 

[atheon86]

How does this plan keep you from deploying in your 30s?

It doesn't, but it has me retiring at 42, which is when my kids would be entering middle school. I would rather they not be hopping from school to school for middle school and high school.