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Anyone have Medinvest as their stafford lender? They promise a 1% interest reduction at repayment, another 1% reduction after 12 payments, and another 1.5% at 24 on-time payments. Also 0% origination and default fees. Anyone have experience with them? BofA used to have this but seems like they have a 0.25% reduction off the loan at the start now if you have a savings or checkings account, which doesn't seem as good.
