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Hi, I'm new to SDN and hoping to get some sage advice.
My husband just finished EM residency and is a new attending. I'm working in government and have an MPH degree. We need to pay down our student loan debt. Combined with our undergrad, grad and medical school loans, we have about $405K in debt. My loan interest rates are 6.25% and my husband's are 6.5%. We have already done consolidation with FedLoans and I signed up for PSLF. I already have 2/10 years of qualifying PSLF payments.
Now our combined income before taxes is approx. $360K. Now that our income has gone up significantly due to promotion for me and new attending salary, and with the uncertainty of PSLF, what are others in similar situations doing to pay off exorbitant student loan debt?
My husband just finished EM residency and is a new attending. I'm working in government and have an MPH degree. We need to pay down our student loan debt. Combined with our undergrad, grad and medical school loans, we have about $405K in debt. My loan interest rates are 6.25% and my husband's are 6.5%. We have already done consolidation with FedLoans and I signed up for PSLF. I already have 2/10 years of qualifying PSLF payments.
Now our combined income before taxes is approx. $360K. Now that our income has gone up significantly due to promotion for me and new attending salary, and with the uncertainty of PSLF, what are others in similar situations doing to pay off exorbitant student loan debt?
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