Based on tuition and the numbers you gave, you're looking at about a $30,000 per year difference in cost. This will be $120,000 over 4 years. However, the gap widens because of tuition hikes and interest, so, when it's all said and done, the difference will be much greater than $120,000. This is a no brainer. Go Temple. Is it really worth a potential decade or more of extra payments to go to Roseman? Absolutely not. You may not appreciate the difference in cost now, but I guarantee you will once you're a practicing dentist.