Unemployment plans? And exit ops? Why did you quit pharmacy

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If I can't find a job and stay in the US I will have enough income to not have to work and live with my family and if I move outside the US I will buy a small apartment for $10k and live without having to work again since food utilities and entertainment costs are low.
 
When I was little I used to dream about having a suitcase with just 300 games and now when I am older I have access to thousands and thousands of games and movies. I could spend the rest of my life playing games and watching movies lol.

I didn't have to dream. I had a little black electronic thing called a Mr Backup Z64.
 
Move to Estonia, commit computer crimes. I actually ran a very successful Nintendo 64 pirating empire back in the late 90s. Until I got a cease and desist and visit from law enforcement. Now with the power of VPNs and the wonder of third-world countries, I shall build an empire.

Estonia is a beautiful place to commit computer crimes from.
 
First thing I'll do when I'm unemployed is go to the safe place.

 
First thing I'll do when I'm unemployed is go to the safe place.

I can’t wait for a ghostofaghostofananteater to reappear
 
I'm serious on this: If I get let go by my company, sue for discrimination, get another temporary job, get MBA and move to financial industry.
 
I think franchising is a good option but risky.



Nice. Are you taking undergrad courses now or will you be full time? I was never good at Diffy Qs, applied math, circuits classes.


I haven’t started yet. I graduated pharm school in May and just started working. Going to wait to see where my fiance finds a job as an NP first next summer then decide. If I do it, I’ll start in the Fall of 2020
 
Looks like I could get a single family home for around 150k in a decent suburb of a smaller city back home. There are some condos for under 100k. It wouldn't be ideal, but one could survive pretty easily out there.

There's a nagging though in the back of my head to buy a small place back home and pay it off. It could my my retirement/**** has hit the fan plan.
 
Looks like I could get a single family home for around 150k in a decent suburb of a smaller city back home. There are some condos for under 100k. It wouldn't be ideal, but one could survive pretty easily out there.

There's a nagging though in the back of my head to buy a small place back home and pay it off. It could my my retirement/**** has hit the fan plan.
in my home town you can get a decent place for 60-80k with property taxes less than 1k- small and simple, but clean and uber safe. I would be bored beyond all belief, but I could live out my life - but I would rather go to some developing country were I could live the simple life.
 
in my home town you can get a decent place for 60-80k with property taxes less than 1k- small and simple, but clean and uber safe. I would be bored beyond all belief, but I could live out my life - but I would rather go to some developing country were I could live the simple life.
Didn't I see you posting elsewhere about moving back home? I feel like a lot of us have this idea lingering in the back of our heads. I feel the same as you about being bored out of my mind though.

My hometown is 3+ hours from the nearest city so I'd like to avoid that, but my wife grew up in the cheap suburb I was looking at. It's not glamorous but it's not backwoods or anything. You could deal with it I guess.
 
in my home town you can get a decent place for 60-80k with property taxes less than 1k- small and simple, but clean and uber safe. I would be bored beyond all belief, but I could live out my life - but I would rather go to some developing country were I could live the simple life.

Wow! Even a 100k house in Texas would cost you 2-3k just in property taxes depending on the county.
 
Become a stay at home spouse.
Kidding mostly. Likely keep milking the cow for the next 5-10 years and stashing away cash as I am not the primary bread winner anymore.

If it gets really bad (sub-100K) I'll drop to 30 hours and take care of more stuff around the house to earn my keep, start an MBA program or company to supplement income. But honestly depending on how we are financially I may just work 20-30 hours and live out my time until retirement.

Sold 2K of stuff on eBay in 6 weeks - so could 100% turn that into a side gig if I really wanted to.
stay home spouse is the life... as a guy I want to do it as well
 
Didn't I see you posting elsewhere about moving back home? I feel like a lot of us have this idea lingering in the back of our heads. I feel the same as you about being bored out of my mind though.

My hometown is 3+ hours from the nearest city so I'd like to avoid that, but my wife grew up in the cheap suburb I was looking at. It's not glamorous but it's not backwoods or anything. You could deal with it I guess.
slight clarification - my hometown - where I went to high school at - where I am considering moving to "home" where I went to college at and where most of my family now lives - two VERY different places 70 miles apart
 
Wow! Even a 100k house in Texas would cost you 2-3k just in property taxes depending on the county.
I am guessing the difference is in Texas there is no income tax - so they have to make up for it? I know my mon's house sold for 85k (and it was a pretty decent 1600 sqft house) and had $850 a year in property tax.
 
I'm picking up as many extra shifts as I can to increase my savings in case I do get laid off and can't find another job as a pharmacist. Since my mortgage and student loans are paid off, maybe I'll do what I did during college and wait tables part time; I made a decent amount in tips. Or maybe work for the post office? I heard they pay well and have good benefits, but I didn't actually look into it.

My property taxes alone is $10,000 a year. I estimated I would need about $25,000 a year to survive.
 
PGY-1 right now. Loans are at <50K. Should be able to pay it off within the first year of real pharmacist work. Already have a healthy 401K started, Will likely contribute the max over the next 10 years and invest some excess savings. 10 years of work should give me enough time to build up enough passive income to either change jobs or start on a new career.

If pharmpocalypse happens within the next 10 years, I'm heading to med school.

God have mercy on my classmates who have children and/or took out 150K+ loans to attend pharmacy school and/or don't have the grades to get into MD/DO/PA school. They're f#$%ed.
 
PGY-1 right now. Loans are at <50K. Should be able to pay it off within the first year of real pharmacist work. Already have a healthy 401K started, Will likely contribute the max over the next 10 years and invest some excess savings. 10 years of work should give me enough time to build up enough passive income to either change jobs or start on a new career.

If pharmpocalypse happens within the next 10 years, I'm heading to med school.

God have mercy on my classmates who have children and/or took out 150K+ loans to attend pharmacy school and/or don't have the grades to get into MD/DO/PA school. They're f#$%ed.
Why not do med school now?
 
Civil service, so the idea of involuntary employment is remote (that, and I qualified for discontinued service retirement five years ago and just this month will qualify for early out). There's no reason to make money in my household now, it's just keeping score. Probably do what I did in my sinecure, sat around, read books, write papers. I've been a cloistered scholar, and I hope that will be my fate someday soon. I think this rotation into active work will be my final responsible position, when I am sent to sinecure again, I won't leave it. I've made the decision this year to quit doing consulting work with the final contract done in June considering my wife's earnings and my own wsavings. I've forgotten how enjoyable it is just to relax on the weekends and live a bit. When the early out offer comes from OPM to reduce the upper ranks, I will certainly accept at this point.

My model for a life course is Oswald Spengler. He collected and read books, was visited by and visited interesting people, wrote widely (and possibly write something inflluential), and went for the examined life. I hope for either a NEA, Guggerheim, or MacArthur from those efforts. When reality is settled, then the contemplation and production of aesthetics makes life worth living. And if I don't do anything meaningful with the scholastic work, I hope that the work itself is satisfying.
 
Why not do med school now?
Here's a list:
  • Years of life lost (7-10 years)
  • Loans ($120-400K depending on the school)
  • Opportunity costs (500-700K after tax earnings + x amount of investment loss)
  • I realized that having an M.D. after my name wouldn't drastically improve my dating life. I'm fine with the girl I'm with right now.
  • I have connections in the health-systems world (My family is well-connected; my last name opens doors)
  • I've networked with pharmacists in certain pharma companies (& I'm fluent in a valuable foreign language, pharma-wise)
  • I'm currently on track to enter a niche field in pharmacy, and I'd rather do that any day of the week than become a PCP and do wellness visits for the rest of my life.
  • My cousin and my younger sibling are going through medical school/residency. The work I do is nothing compared to the sacrifices they make for their medical training. Compared to that, pharmacy is easy money. 100-120K is 1/3 to 1/4 their expected future salary, and I still think it's too much for what I do.

And...
  • I want to enjoy life on my own terms. I prize my freedom.
  • And I've never had any interest in having children or buying into the whole BS of keeping up with the Jones's.
  • Pharmacy will satisfy me as a career. It's interesting enough to keep me engaged and it allows me time & money to indulge in my hobbies/interests.
  • Pharmacy is a good springboard for me to head into other jobs or careers paths I might explore later in life.
And...
  • Medicine is only an option of last resort. It's one of the few fields where being 30 or 40 won't prohibit you from getting a job. Hell, I met a physician who just finished their residency at age 55!
 
Here's a list:
  • Years of life lost (7-10 years)
  • Loans ($120-400K depending on the school)
  • Opportunity costs (500-700K after tax earnings + x amount of investment loss)
  • I realized that having an M.D. after my name wouldn't drastically improve my dating life. I'm fine with the girl I'm with right now.
  • I have connections in the health-systems world (My family is well-connected; my last name opens doors)
  • I've networked with pharmacists in certain pharma companies (& I'm fluent in a valuable foreign language, pharma-wise)
  • I'm currently on track to enter a niche field in pharmacy, and I'd rather do that any day of the week than become a PCP and do wellness visits for the rest of my life.
  • My cousin and my younger sibling are going through medical school/residency. The work I do is nothing compared to the sacrifices they make for their medical training. Compared to that, pharmacy is easy money. 100-120K is 1/3 to 1/4 their expected future salary, and I still think it's too much for what I do.

And...
  • I want to enjoy life on my own terms. I prize my freedom.
  • And I've never had any interest in having children or buying into the whole BS of keeping up with the Jones's.
  • Pharmacy will satisfy me as a career. It's interesting enough to keep me engaged and it allows me time & money to indulge in my hobbies/interests.
  • Pharmacy is a good springboard for me to head into other jobs or careers paths I might explore later in life.
And...
  • Medicine is only an option of last resort. It's one of the few fields where being 30 or 40 won't prohibit you from getting a job. Hell, I met a physician who just finished their residency at age 55!

I was not expecting this. I think you made the right choice
 
PGY-1 right now. Loans are at <50K. Should be able to pay it off within the first year of real pharmacist work. Already have a healthy 401K started, Will likely contribute the max over the next 10 years and invest some excess savings. 10 years of work should give me enough time to build up enough passive income to either change jobs or start on a new career.

If pharmpocalypse happens within the next 10 years, I'm heading to med school.

God have mercy on my classmates who have children and/or took out 150K+ loans to attend pharmacy school and/or don't have the grades to get into MD/DO/PA school. They're f#$%ed.

I'm a bit surprised you're doing a residency. I was under the impression you despised them.
 
Here's a list:
  • Years of life lost (7-10 years)
  • Loans ($120-400K depending on the school)
  • Opportunity costs (500-700K after tax earnings + x amount of investment loss)
  • I realized that having an M.D. after my name wouldn't drastically improve my dating life. I'm fine with the girl I'm with right now.
  • I have connections in the health-systems world (My family is well-connected; my last name opens doors)
  • I've networked with pharmacists in certain pharma companies (& I'm fluent in a valuable foreign language, pharma-wise)
  • I'm currently on track to enter a niche field in pharmacy, and I'd rather do that any day of the week than become a PCP and do wellness visits for the rest of my life.
  • My cousin and my younger sibling are going through medical school/residency. The work I do is nothing compared to the sacrifices they make for their medical training. Compared to that, pharmacy is easy money. 100-120K is 1/3 to 1/4 their expected future salary, and I still think it's too much for what I do.

And...
  • I want to enjoy life on my own terms. I prize my freedom.
  • And I've never had any interest in having children or buying into the whole BS of keeping up with the Jones's.
  • Pharmacy will satisfy me as a career. It's interesting enough to keep me engaged and it allows me time & money to indulge in my hobbies/interests.
  • Pharmacy is a good springboard for me to head into other jobs or careers paths I might explore later in life.
And...
  • Medicine is only an option of last resort. It's one of the few fields where being 30 or 40 won't prohibit you from getting a job. Hell, I met a physician who just finished their residency at age 55!
this is the exact same reason I didn't go into medicine 15 years ago when I considered it after pharmacy school - the opportunity cost was just to much. I can beat you thou- I knew a guy who finished residency at 59! He was former HS art teacher - I wonder whatever happened to him
 
I'm a bit surprised you're doing a residency. I was under the impression you despised them.
Correct, I was adamant about avoiding residency, but I saw where the winds were blowing. My family connections help alot in a certain midwestern urban center, but I wanted to explore the US. I got myself a well-respected but very chill residency program in another part of the US. I did everything to avoid a toxic program where they overworked their residents.

this is the exact same reason I didn't go into medicine 15 years ago when I considered it after pharmacy school - the opportunity cost was just to much. I can beat you thou- I knew a guy who finished residency at 59! He was former HS art teacher - I wonder whatever happened to him
Opportunity costs were one major factor. Another one I forgot to mention was the toxic nature of medical training. According to one medical resident, you're someone's b*tch until the day you graduate residency. I'm not in the mood to spend the next 7+ years being a suckup to toxic professors, residents and attendings. Not yet.

And I just learned about the saturation issues facing the fields of radiation oncology and pathology. I knew a few people who went through the MD-PhD route and matched into these specialties. That's 15-16 years of post-high school education to enter fields that are facing shrinking demand and decreasing salaries. No thank you.
 
you need perfect vision for that

B246B4E0-A077-4A25-8E03-965812490235.jpeg


This is how I read; I think I’ll be fine
 
The airlines are screaming for trained pilots..probably the best training comes thru the Navy or USAF....but the QOL is rapidly decreasing amd if you think that the queep is bad as a corporate flunky...being a GI is pretty much the definition...I personally thin k that being an airline pilot would be boring as hell...BUT it pays very well...Hey..that rhymes....maybe the poet biz would work...BTW military pilots are bailing ASAP..see QOL and queep above...
 
According to one medical resident, you're someone's b*tch until the day you graduate residency. I'm not in the mood to spend the next 7+ years being a suckup to toxic professors, residents and attendings. Not yet.

Damn right. I'd rather be in poverty than go through a turbocharged and marathon version of pharmacy school all over again. To hell with that noise. I had enough of academia for my lifetime.

I'm telling all of you, computer crimes are the growth industry of the future. I'm looking at condos in Tirana, Talinn, Minsk, Riga. Like $1500 a month and you live an upper middle class life. Cheap living, fast internet, easily bribable police. What more could you want?
 
The airlines are screaming for trained pilots..probably the best training comes thru the Navy or USAF....but the QOL is rapidly decreasing amd if you think that the queep is bad as a corporate flunky...being a GI is pretty much the definition...I personally thin k that being an airline pilot would be boring as hell...BUT it pays very well...Hey..that rhymes....maybe the poet biz would work...BTW military pilots are bailing ASAP..see QOL and queep above...
Radiation, perfect vision and jetlag. And high incident of death on the air for inexperience pilots. Otherwise it's a cool job. You get to travel
 
You really like the baltics


Name another place where the internet is fast and cheap, as is cost of living? Latin America, sure, but its too damn hot in Colombia. The former soviet satellites are perfect for a computer criminal empire.
 
Name another place where the internet is fast and cheap, as is cost of living? Latin America, sure, but its too damn hot in Colombia. The former soviet satellites are perfect for a computer criminal empire.
lol I think you like the women too 😉. Estonia is known for its supermodel. Columbia is infamous for its women
 
The airlines are screaming for trained pilots..probably the best training comes thru the Navy or USAF....but the QOL is rapidly decreasing amd if you think that the queep is bad as a corporate flunky...being a GI is pretty much the definition...I personally thin k that being an airline pilot would be boring as hell...BUT it pays very well...Hey..that rhymes....maybe the poet biz would work...BTW military pilots are bailing ASAP..see QOL and queep above...

I heard nowadays the only time pilots have to work are during take off and landing. The rest of the trip, autopilot takes care of it. Is that true?
 
yeah most of it is autopilot. you also get sweet deals from other airlines for cheap flight

That sounds pretty sweet. Why don't flight attendants, who make 3-4x less, become pilots? They already have the same schedule and lifestyle.
 
That sounds pretty sweet. Why don't flight attendants, who make 3-4x less, become pilots? They already have the same schedule and lifestyle.

Because it's long and expensive to become a commercial pilot. Maybe not as long to become a pharmacist. But definitely expensive. It takes a lot of money to rent/buy a plane to get all the mandatory time necessary (not to mantion paying the instructor as well) to become licensed to be a commercial pilot. And the big companies that pay well aren't just going to hire someone with no experience. Pilots have to start with small companies that don't pay near as well as the big companies.
 
Wow! Even a 100k house in Texas would cost you 2-3k just in property taxes depending on the county.

For comparison property taxes on a 100K house in upstate NY near Syracuse will run you about $7500 .
 
That sounds pretty sweet. Why don't flight attendants, who make 3-4x less, become pilots? They already have the same schedule and lifestyle.

One of our hospital pharmacy's ex pharmacy techs ( in her 20s) who is now a flight attendant for American Airlines is now taking flying lessons. She just flew her first solo a couple days ago. Don't know if she actually intends to be a commercial pilot though. Commercial pilot shortage is now a reality and even American last year announced a plan to subsidize pilot training for those who wanted to graduate to American from the companies it contracts with who fly the American Eagle flights in the smaller airports.
 
Knowing several people in the flight industry - yes you don't need formal education, but the training is intense, and before an airline will pick you up, they require a massive amount of hours in the air.

Flying costs a lot of $$$. Also all that I know are military or have a degree in aviation of some kind.

A flight attendant can't just apply for a job as a pilot and get it.
best is to have military teach you then do transition, its al ot of money to fly. When you pass all the hours 1500 I think. You can only be co pilot at 40k
 
I would think that a lot of Air Force and Navy vets would become pilots? Just like many Marines become police officers.
 
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