University of Oklahoma -- all peeps -- part 2

This forum made possible through the generous support of SDN members, donors, and sponsors. Thank you.
Status
Not open for further replies.
I just got the big red envelope yesterday. :hardy:

It was pretty crazy. I mentioned a couple of weeks ago that we'd decided to go to LMU-DCOM in Tennessee. My wife was supposed to leave this Saturday to find a place to live. Now we get to stay here! We are super excited and grateful.


Good luck SoonerFan and Everyone else too!

Holy Smokes!!!! Congratulations, Tiago!!!!!! Talk about a change of plans.
Hope I will be graduating with you.

😎
 
Am I the only one who hasn't yet got used to the idea that I don't need to be studying something right now?

Someone recommend a great book !
I don't think I've ever read Gone with the Wind.
 
Am I the only one who hasn't yet got used to the idea that I don't need to be studying something right now?

Someone recommend a great book !
I don't think I've ever read Gone with the Wind.

BRS Pathology?

First Aid for the USMLE Step 1?


🙄


*shake fist* Damn you test block sleep schedule!
 
BRS Pathology?

First Aid for the USMLE Step 1?

Yea...I'll probably get to stuff like that too.
I'm kinda wanting to read something not medically related.

Maybe I'll just watch tv. 🙂
 
Congrats to everyone in the c/o 2010. You guys and gals should be very proud of your accomplishments in the past year.

Go enjoy summer. Please-- for the love of all that is good dont read up on usmle or brs path over the summertime....you will get plenty of that in the next few months, I promise. I know we all "read a lot of books" (DC) and if you are so compelled to continue this over the summer, I sugguest you pick up something other than medical non-fiction. For all you baseball fans out there I would suggest Game of Shadows. Fascinating read imho.

Hope everyone has a great summer, and keep your fingers crossed for us '09ers on board prep!

--MC

PS Why the h*ll can't I sleep past 730....
 
When do I get to call myself an MS3?


im pretty sure you cant do that until after step 1. sorry to hate, im so glad i dont have to do that this summer.

tiago - congrats on the acceptance, thats awesome.
 
Congrats to everyone in the c/o 2010. You guys and gals should be very proud of your accomplishments in the past year.

Go enjoy summer. Please-- for the love of all that is good dont read up on usmle or brs path over the summertime....you will get plenty of that in the next few months, I promise. I know we all "read a lot of books" (DC) and if you are so compelled to continue this over the summer, I sugguest you pick up something other than medical non-fiction. For all you baseball fans out there I would suggest Game of Shadows. Fascinating read imho.

Hope everyone has a great summer, and keep your fingers crossed for us '09ers on board prep!

--MC

PS Why the h*ll can't I sleep past 730....

Will do and will do, and, yeah, I woke up at 6:30. 😡
 
Anyone want to look up all that great past info on which lender to choose for me? Got my financial aid packet in the mail today and spent a while going over the different possibilities w/my dad (who happens to be a financial guru in his spare time).

Currently I am think Medloans... 2.05% interest reduction rate sounds fan-freaking-tastic... although not having to pay $200+ K for going to school sounds waaaay better 😱 . I actually felt physically ill while looking at the numbers today. Ridiculous. And I am most definitely taking all I can get...

I will try and find the comments / comparisons of lenders myself, but I suck at looking for past posts.

CONGRATS Tiago! That's a fantastic suprise for you. Congrats again.

Good luck Soonerfan... I know how you feel, believe me. If it makes it any better, this past year has absolutely FLOWN by and it really just didn't take that long to go from not getting in to this point... so, there is that.
 
Make sure you go with a lender that doesn't charge loan fees. That can take away up to $700 a year from you. I wish someone had told me that. I was an MS3 before I realized not all lenders charge fees. I ended up changing to THE Loans, but I'm sure there are many others that don't have fees.
 
I have no idea what the difference between all these lenders are.

By the way, what's the difference between BLS certification and CPR? I need to get that done ASAP.
 
I have no idea what the difference between all these lenders are.

By the way, what's the difference between BLS certification and CPR? I need to get that done ASAP.

BLS is the certification for health care providers, so it's one step above the basic CPR certification. It's still easy to get, though. The school should get in contact with you pretty soon to let you know when they're offering training sessions for incoming students. If you're going to be in town, that's probably the easiest way to get it done.
 
Anyone want to look up all that great past info on which lender to choose for me? Got my financial aid packet in the mail today and spent a while going over the different possibilities w/my dad (who happens to be a financial guru in his spare time).

Currently I am think Medloans... 2.05% interest reduction rate sounds fan-freaking-tastic...

I have no idea what the difference between all these lenders are.

So did your aid packet have more than one possible lender listed?

Mine only had Medicine Inc listed...guess I will have to call the FA office to see what this cryptic letter means.
 
So did your aid packet have more than one possible lender listed?

Mine only had Medicine Inc listed...guess I will have to call the FA office to see what this cryptic letter means.

They might be getting out of the listing preferred lenders thing because there've been some lawsuits about that -- not at OU but some attorney generals in other states have brought actions against some lenders and schools because the lenders were giving financial aid offices incentives for recommending them to their students. I think "Medicine Inc" means something about the loan title and isn't a particular lender because my award has that too for my unsubsidized loans. I have no clue what it stands for, though. 😕
 
Mine had a preferred lender list included, along with the website to go to the describes them all. www.mylenderlist.com/ouhsc I think (off of memory). I think I may just venture to the F.A. office to try and get some advice. I really just don't want to end up paying 50K more because I screwed up & picked the wrong lender. That would be like buying the bank a Lexus (or two!). Boo to that idea.

I got a copy of the post about the comparisons, I'll have to post it later though.
 
Mine had a preferred lender list included, along with the website to go to the describes them all. www.mylenderlist.com/ouhsc I think (off of memory). I think I may just venture to the F.A. office to try and get some advice. I really just don't want to end up paying 50K more because I screwed up & picked the wrong lender. That would be like buying the bank a Lexus (or two!). Boo to that idea.

I got a copy of the post about the comparisons, I'll have to post it later though.

in the end, they are all more or less the same. they are all for profit companies and as such none of them are going to be substantially different than any other. the different offers are really just a marketing ploy to create artificial product differentiation. i chose t.h.e. bc their terms seem to be as good as anyone. i dont like the lenders that require like 3 yrs of on time payments to receive some kind of incentive. long story short, as long as you pick a no-fee lender, the long run difference in lenders is going to be very small.
 
I'm going to quote glp twice! Here is the info that I found from before, thanks to glp... Question: what is T.H.E.? I didn't see it on the preferred lender list, nor was it listed on the link for the lender lists online. 😕

in the end, they are all more or less the same. they are all for profit companies and as such none of them are going to be substantially different than any other. the different offers are really just a marketing ploy to create artificial product differentiation. i chose t.h.e. bc their terms seem to be as good as anyone. i dont like the lenders that require like 3 yrs of on time payments to receive some kind of incentive. long story short, as long as you pick a no-fee lender, the long run difference in lenders is going to be very small.

Originally Posted by glp
here is what i figured are the cost of each program given you meet all the on-time payment goals. the osla and chase classic programs say no origination fees but are not clear as to whether there is a 1% guarantee fee. long story short, chase classic or OSLA might save you some money in a 10 yr plan but to get all of chase's benefits you must pay on-time 48 straight months and use ach direct payment. so T.H.E. it is for me.

Assumes $175,000 principal balance at repayment (a guesstimate of what i will owe)
Lender Total Cost 10 Yrs Total Cost 20 Yrs Total Cost 30 Yrs
Medloans 229,849.85 297,210.17 368,624.62
T.H.E. 223,700.54 267,973.55 302,891.70
OSLA 223,177.83 276,907.92 324,829.32
Chase Clas. 221,485.92 266,767.80 316,347.48
 

Yes, delicious financial insecurity. 👍

I use T.H.E. and am satisfied. Last year I think they were somewhere near the bottom of the preferred lender list, but I guess they got dropped off this year. Here's the deal, though -- you can pick any lender you want. The preferred lender list is just a suggestion, and the suggestions are not necessarily based on how good the lenders deals are, either.

I agree that the big things are no fees and that most of the lenders work out pretty much the same in the end. I went with T.H.E. because they don't automatically disqualify you for their repayment incentives if you make a late payment. If you're one of those people who's never made a late payment on anything, then that's probably a non-issue. Like all financial decisions, it's best to be honest with yourself about how you work and use that to make the decision.
 
I use T.H.E. and am satisfied. .
...and Bagel Babe is hard to satisfy! 😀

I use THE as well.

Did everyone get the knewest Crimes against Humanity on campus?
Someone stole a couple of xbox games from the lounge. haha
I TOLD them not to let dental students in the building!

At least this one isn't a 2010 thing...wooHoo...I wonder if we can go the whole summer without any gossip 😴

Freeze is to blaim tho...you can see it in his beedy lil eyes.
 
...and Bagel Babe is hard to satisfy! 😀

I use THE as well.

Did everyone get the knewest Crimes against Humanity on campus?
Someone stole a couple of xbox games from the lounge. haha
I TOLD them not to let dental students in the building!

At least this one isn't a 2010 thing...wooHoo...I wonder if we can go the whole summer without any gossip 😴

Freeze is to blaim tho...you can see it in his beedy lil eyes.

And then the student government investigation against Freeze started ... 😉
 
Freeze is to blaim tho...you can see it in his beedy lil eyes.

and so the second sdn inquisition begins. 😀

jwax - it looks like you guys have a lot more preferred options than we did last year. like bagel said, those lists are somewhat dubious especially in light the scandals in the news of recents months. looking at mylenderlist.com im not sure all the incentives are the same as they were last year, so i would put very little trust in those numbers i put together last year. but is safe that whomever you choose, you will end up spending about the same.
 
hmmm
still no neuro grades posted.
 
hmmm
still no neuro grades posted.

One of our classmates isn't taking the PCM final until tomorrow, so we haven't even gotten a key for that class yet, which doubly sucks cause it's the only one where we're responsible for question challenges.

Hopefully not too many folks are hanging on exam review for PCM. 😛

Day 1 of USMLE prep went off pretty well. I got through my previously planned NBME practice exam without too much trouble and got a surprisingly good score for not having looked at anything from first year yet. After that I worked through most of Hi-Yield Biochemistry (Thanks antigunner and adsharp - by the way, Adsharp, how exactly do you review? It seems like just about every word in this book is circled. 😛) in between chores, grocery shopping, and cooking. Tomorrow is the rest of biochemistry and then on to gross anatomy.
 
Called Dotty again.
Total wailist movement as of 05/22/2007: 36 of 57
Resident movement 20 of ???
Non-resident movement 16 of ???

She woudn't tell me the totals for each subcategory. However, she did say that OU will be attempting to matriculate 24 seats to non-residents, which confirmed the amount declared by Dr. Hall at my interview day. In order to meet that goal, the Dean will go through the entire list of non-residents before offerring a non-resident spot to a resident.
I need just a few more of you OOS'ers to give up your spot so I can finally become a doctor. I'm hoping that I will be next in line for the "Big Red Envelope". Surely, there couldn't be too many more non-residents on the waitlist. You know, I just realized that I will be dead last on the non-resident roll, but I don't give a $&!+ what number I am. As long as, as I get in.
C'mon baby, daddy needs a new pair of shoes!!! <sound of dice rolling>

😎
 
Called Dotty again.
Total wailist movement as of 05/22/2007: 36 of 57
Resident movement 20 of ???
Non-resident movement 16 of ???

She woudn't tell me the totals for each subcategory. However, she did say that OU will be attempting to matriculate 24 seats to non-residents, which confirmed the amount declared by Dr. Hall at my interview day. In order to meet that goal, the Dean will go through the entire list of non-residents before offerring a non-resident spot to a resident.
I need just a few more of you OOS'ers to give up your spot so I can finally become a doctor. I'm hoping that I will be next in line for the "Big Red Envelope". Surely, there couldn't be too many more non-residents on the waitlist. You know, I just realized that I will be dead last on the non-resident roll, but I don't give a $&!+ what number I am. As long as, as I get in.
C'mon baby, daddy needs a new pair of shoes!!! <sound of dice rolling>

😎

You know, I'd think those odds are pretty good then because oos students are going to be the first to withdraw. Lots of oos students are probably sitting on the waitlist for their instate school, and lots of them will get in off that waitlist, which lets you in. 🙂 OOS tuition is pretty high, and people who aren't from Oklahoma don't really want to live here. Consequently, I think there's going to be more movement on the oos waitlist than the instate waitlist. :luck:

So still no neuro grades. I'm guessing the exam appeals were due by 5 pm yesterday, so I shouldn't be surprised. I'd still like to see how cr@ppy I did on the practical. 😳 I think I mentioned it above, but I am so happy to never have to take a practical again!
 
So still no neuro grades. I'm guessing the exam appeals were due by 5 pm yesterday, so I shouldn't be surprised. I'd still like to see how cr@ppy I did on the practical. 😳 I think I mentioned it above, but I am so happy to never have to take a practical again!

I miss GA in a way tho.
Got my financial aid letter today...yay...another 40k in the red.

Also got offered a townhouse at univ village....wow...only 1 year after I put in my application :laugh: I calculated the footage based on the floorplans on their site and it looks like that townhouse is only 728 sq ft... for $741/mo...
I assume it comes with a masseuse 🙄

I'll probably pass on that.
 
You know, I'd think those odds are pretty good then because oos students are going to be the first to withdraw. Lots of oos students are probably sitting on the waitlist for their instate school, and lots of them will get in off that waitlist, which lets you in. 🙂 OOS tuition is pretty high, and people who aren't from Oklahoma don't really want to live here. Consequently, I think there's going to be more movement on the oos waitlist than the instate waitlist. :luck:

Thanx Bagel Babe!!!!

😎
 
ya' know johnny? I don't know whose avatars are hotter, yours or eternal rage's.

😎
 
I miss GA in a way tho.
Got my financial aid letter today...yay...another 40k in the red.

Also got offered a townhouse at univ village....wow...only 1 year after I put in my application :laugh: I calculated the footage based on the floorplans on their site and it looks like that townhouse is only 728 sq ft... for $741/mo...
I assume it comes with a masseuse 🙄

I'll probably pass on that.

I guess you'd save lots of money on gas. But still that's a lot! We pay $675 for 1200 square feet. Are utilities included? I know you get free laundry and wifi but what about gas, electric, etc? Also, you still have to pay for parking, which seems lame to me.
 
I guess you'd save lots of money on gas. But still that's a lot! We pay $675 for 1200 square feet. Are utilities included? I know you get free laundry and wifi but what about gas, electric, etc? Also, you still have to pay for parking, which seems lame to me.
You still have to pay all the bills...
I only pay 550 now...and am broke all the time...so I doubt I could swing 740 + bills. Plus that place seems pretty tiny.
 
You still have to pay all the bills...
I only pay 550 now...and am broke all the time...so I doubt I could swing 740 + bills. Plus that place seems pretty tiny.

i think a 730 sq ft townhouse is a misnomer. the student village is way overpriced. especially if like me, you dont go to school very often.
 
You still have to pay all the bills...
I only pay 550 now...and am broke all the time...so I doubt I could swing 740 + bills. Plus that place seems pretty tiny.

Look at it this way, with a place that small and expenses that high when the ceiling falls through you won't have much stuff to get ruined. :laugh:
 
ya' know johnny? I don't know whose avatars are hotter, yours or eternal rage's.

😎

Us guys who don't get any gotta stick together!😳

Maybe I should find a girlfriend...I've got the summer off so I guess I'll have time. And by the time school starts back up I will surely have annoyed her enough to dump me 👍
 
Look at it this way, with a place that small and expenses that high when the ceiling falls through you won't have much stuff to get ruined. :laugh:
I think I read that in a zig zigler book years ago! 🙂
 
I just got the big red envelope yesterday. :hardy:

It was pretty crazy. I mentioned a couple of weeks ago that we'd decided to go to LMU-DCOM in Tennessee. My wife was supposed to leave this Saturday to find a place to live. Now we get to stay here! We are super excited and grateful.


Good luck SoonerFan and Everyone else too!

Belated congratulations, Big James. Thanks to whomever it was that posted the lender list.
 
Neuro grades are up. 👍
 
Neuro grades are up. 👍

looks like we got one point back on the written. dr. blair has been hard at work bc those have not been up long.
 
Yeah, he's working late tonight. I did not great but less cr@ptastic than I thought on the practical.

im glad to hear that you got a slightly higher A than you originally thought. 😀
 
im glad to hear that you got a slightly higher A than you originally thought. 😀

It's reassuring, isn't it? 😉 For consistency's sake, it's good to know that I'm still the queen of the low A's -- thank goodness we don't do plus or minus here. I will say I did below average on the last practical and had trouble figuring out which side of the brain was the front. Yeah, I'm just not foreseeing a career in neurosurgery here. Neuro on the other hand, maybe.
 
Thanks Everyone.

Belated congratulations, Big James. Thanks to whomever it was that posted the lender list.

Someone speaks portuguese? Em verdade deve ser tiaguinho. Infelizmente nao sou muito grande nao. Gostaria que fosse, mas fazer o que, ne'?


Soonerfan, you certainly are letting them know that you want to attend. Keep it up, we'll see if there is a way to get some rigged dice.
 
I did the exact same thing! 😛 I remember it was on one of the horizontal thin slices they had. Trickery!

MMmmm brain slices... in my wonderful undergrad anatomy class, we had quizzes for minimal things such as the all bones other than the skull, skull bones, brain slices, etc. The brain slice quiz is the only one I managed to pull off the A on (of course, it was also the only one I bothered to study for). I liked the brains. Although during our last practical, I had a really hard time taking an entire brain that's been removed from the skull and determining left and right... 🙄

Anyways... it seems like a lot of you guys have gone with T.H.E. I remembered that from a while back, when you guys had all gotten accepted and I was still being bitter about being waitlisted. You know, I always realized how deeply into debt I would go if I went to medical school, but somehow, this choosing a lender and actually calculating my exact debt is making it much more real. And sickening. :barf:

Wow I haven't looked at the smiley list for awhile. There are some awesome little characters in their. I think the beating a dead cow is the best.
 
Went up to the student affairs office today. Some new letters should go out around the 1st. They also have some white coats if you want to try them on in the office. Not all the sizes, however. That's in the BMSB.

Congrats tiagao!:hardy:

I'm thinking about Chase as my lender. The interest rate reduction is nice and the auto deduction from your checking account will ensure it is on time. Not to mention, another rate deduction is applicable for utililzing their auto deduction method.
 
I'm thinking about Chase as my lender. The interest rate reduction is nice and the auto deduction from your checking account will ensure it is on time. Not to mention, another rate deduction is applicable for utililzing their auto deduction method.

I was thinking of going for Chase as well for the same reasons. I'm just not sure if I want to pay the interest on my loans as I go (they're all unsubsidized) or let it accrue and capitalize when I start residency...there are arguments for going either way.
 
So guess what I get to do...have my blood tested for all the immunizations that I should have gotten as a child because my mom lost my shot record (yeah I'm that old). 🙄

I also get to enjoy both of the tet-diph shots...woohoo! In addition to starting the hep B series...yay! 😡

I got the first tet and hep B shots today and the PPD but they kept missing on drawing my blood so I'm waiting a couple days to try that again. I'm pretty hit and miss on whether I can be stuck...
 
You know, I always realized how deeply into debt I would go if I went to medical school, but somehow, this choosing a lender and actually calculating my exact debt is making it much more real. And sickening. :barf:

Just think of it as an investment in your future...and to protect that investment you probably won't want to vote for people who want more socialized healthcare as you won't be able to pay that investment back with reimbursement rates equitable to current Medicaid rates...👎
 
Well today was the 1st day I had the pleasure of doing qbank questions...did 2 blocks of 50 at random....ouch...i have a lot of studying to do before june 22.... :barf:
 
Just think of it as an investment in your future...and to protect that investment you probably won't want to vote for people who want more socialized healthcare as you won't be able to pay that investment back with reimbursement rates equitable to current Medicaid rates...👎

Eh, still support socialized medicine here because I'm one of those nutty people who thinks that decent healthcare is a right, and even if I didn't, I have no plans on voting for a Republican in 2008 just to protect my salary because there are so many other issues at stake. I'm borrowing a ton of money, but I suspect it will work out for us either way. Doctors in Canada are pulling in decent salaries -- still enough for me to service my loans.

We should all be more politically active about the loan issue, though. Lobbying for interest rate reductions and the ability to write them off our taxes (can't now because doctors make too much money) would be big positives.
 
Status
Not open for further replies.
Top