Hi - I'm a D2 and I live on Mud Island at the Estates at River Pointe. It's super nice, but with a nice price tag as well. Tons of students live out here and I absolutely love it. Its very safe and so pretty too. Its like a little sanctuary away from the trash that is Memphis. It depends on if you want to come home to a nice, secure, and quality place and spend more $$ or if you want to go cheap and live like it. The price I pay is $750/mo for a one bedroom. This includes all except electricity, phone, and cable. Its very roomy and spacious. I have a laundry ROOM (not closet doors) with w/d included, nice architecture, huge walk in closet, garden tub, huge deck, etc. The club house has a really nice workout room, theater room that you can reserve, billiards/party room, etc. YOu can rent movies, bicycles, etc for free. There's a car wash on-site too. For me, it was worth the price tag for all that I get. But it's not for everyone.