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VA's EDRP is a solid benefit for those with loans, especially with the increases in cap amounts and the number of positions that qualify for it. I would imagine most psych folks could pay off even a relatively hefty loan in 5 years. You just have to decide whether you want to go that way in half the time (which I'd recommend, as there's less risk) or bank (literally) on PSLF in 10 years. And also, if you're paying over the minimum amount, just be sure that your loan stays out of "pay ahead" status (unless the recent PSLF waiver took care of that).
The annual bonuses were, honestly, comical, particularly relative to physicians. I believe our annual bonuses were capped at $1000, with most folks getting less than that, and were heavily dependent on your supervisor completing your paperwork on time. Meanwhile, physicians, I believe, were in the $15-20k range (and you'd better believe they would raise holy hell anytime anyone talked about policies that would make those bonuses harder to get).
Also, at my facility, during the height of COVID, nurses coming into the clinic in-person got hazard pay. Psychologists did not.
Although I should note that our service line leadership was not especially psychologist-friendly despite psychologists making up the bulk of MH staff, so it may be different elsewhere.
What's messed up is, I got COVID while working on an inpatient unit in 2020...and didn't get COVID hazard pay either. I guess we are considered "doctors" and "healthcare professionals" in spirit.