What is standard malpractice coverage for locums ?

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Starting a mostly pediatric anesthesia 1099 gig , being offered claims made with tail with each occurrence a max coverage of 1 million and total aggregate per year 3 million. Wanted to know if I am being under insured and should negotiate for higher or is this standard ?

Thanks

I think that is standard. Most places locum or hospital employed do the lowest amount allowed by law. To avoid attracting more malpractice lawsuits looking for a big payday. The more important thing is tail coverage (since most are claims made) plus your own asset protection strategies.
 
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