I'm 35, married, 2 young kids, and mortgage payment (just a little more than apartment rent). Wife stays at home with kids. I've been debating about medicine as a career since high school. I'm just not happy with anything else--despite 12 years of career exploration--so by default medicine is my next step. I have a BA in psych with general chem, 1+ year of biology, and 1 quarter of physics. I need at a miniumum organic chem and physics, but need to expand biology knowledge for MCAT too. I just don't see how I'm going to fit these prereqs into my full time work schedule along with cramming enough biology for the MCAT. I'm 35, so I don't want to piddle time away taking a few evening classes. I have an opportunity to earn a second bachelor's in biology by going to my alma mater for 2 years starting this fall (first week of September). It's within commute distance of my house. Wife would probably have to get a job, kids go to daycare, and we'd still be living off of loan money for tuition and living expenses, but we'd have to do that for med school too. (Hint Major debt!) On the other hand, if we kept our current standard of living after residency, I could pay off all education loan debt in 8 years or less School starts first week of Sept. , so I'd have to get my BS program app, loans, etc in line fast and submit a 2 week notice at my job really quick. I think the school wouldn't have much of a problem with this (small 4 year liberal arts). Would you do it? Is this a crazy/foolish idea? Feel free to be blunt.