The homocysteine levels are only pathologically elevated in the homozygous mutation persons, not in heterozygous persons where there would be some mitigated L-Methylfolate production.
But what you said above about L-Methylfolate is true in regards that it could help regardless of the MTHFR status. Add to the equation that it's cheap OTC (if you know where to buy the right type, some brands are very expensive) so it'd be more practical to suggest to people to simply give it a try instead of getting a test that if done at the wrong place could cost hundreds of dollars.
The gene test, however, I wouldn't say is "pure quackery." Aside that the lab method is CLIA approved and in and of itself a completely legit test. One might want to know their status to see if they pass this on to their children, or out of curiosity for themselves. There is also a plethora of data linking MTHFR mutations with depression. Don't believe me just put in "MTHFR" and "depression" into a pubmed search. Plenty of interesting articles.
So is a test needed? No, but it can add more insight for both the clinician and the patient, hence the words "pure quackery" IMHO are excessive.